Market Intelligence

Hall County, GA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Hall County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $5.5B in deposits across 15 insured institutions and 37 branches. Truist Bank is the largest deposit holder at 19.7% share. The top three institutions hold 51.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 3.6% since 2020 while the branch count fell by 7. It produces $13.8B of output, ranking #288 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$13.8B
#288 of 1,523
Population
226,568
#315 of 1,523
GDP per Capita
$60,931
#337 of 1,523
Deposit market
Total Deposits
$5.5B
#313 of 1,523
Deposits per Capita
$24,398
#634 of 1,523
Deposits per Branch
$149M
#202 of 1,523
Competitive structure
Insured Institutions
15
#375 of 1,523
Branches per 100k Pop.
16.3
#1,219 of 1,523
Median Deposits per Institution
$173M
The median deposits booked by a single institution in the county. #425 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
38.1%
of county deposits held by banks with $100M to $50B in assets. #1,137 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+3.6% over 5 years
$5.3B
2020
$5.8B
2021
$6.0B
2022
$5.5B
2023
$5.5B
2024
$5.5B
2025

Branches: 44 in 2020 to 37 in 2025. Institutions: 16 to 15. Top-three share: 57.9% to 51.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Truist Bank$1.1B19.7%6-2%
Wells Fargo Bank$906M16.4%5-31%
United Community Bank$828M15.0%4+59%
Regions Bank$613M11.1%5-7%
Peach State Bank & Trust$599M10.8%1+84%
Bank of America$388M7.0%3+12%
Ameris Bank$237M4.3%2-1%
Bank OZK$173M3.1%1+228%
SouthState Bank$152M2.8%1+22%
JPMorgan Chase Bank$151M2.7%1+91%

The 10 largest of 15 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Hall County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 2.6% of the market’s output and holds 2.1% of its deposits.

MeasureHall CountyShare of parent market
2024 GDP$13.8B2.6%
Deposits$5.5B2.1%
Population226,5683.1%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Hall County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hall County, on a retained basis.

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