Market Intelligence

Bristol County, RI

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Bristol County, Rhode Island, a core county of the Boston-Worcester-Providence, MA-RI-NH market, holds $1.7B in deposits across 10 insured institutions and 16 branches. Citizens Bank, National Association is the largest deposit holder at 37.9% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 17.3% since 2020 while the branch count rose by 14.3%. It produces $2.1B of output, ranking #920 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.1B
#920 of 1,523
Population
50,001
#928 of 1,523
GDP per Capita
$41,789
#845 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$1.7B
#711 of 1,523
Deposits per Capita
$33,889
#268 of 1,523
Deposits per Branch
$106M
#515 of 1,523
Competitive structure
Insured Institutions
10
#647 of 1,523
Branches per 100k Pop.
32.0
#400 of 1,523
Median Deposits per Institution
$96M
The median deposits booked by a single institution in the county. #933 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
26.7%
of county deposits held by banks with $100M to $100B in assets. #1,389 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
72%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+17.3% over 5 years
$1.4B
2020
$1.6B
2021
$1.7B
2022
$1.6B
2023
$1.7B
2024
$1.7B
2025

Branches: 14 in 2020 to 16 in 2025. Institutions: 7 to 10. Top-three share: 78% to 72%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Citizens Bank$642M37.9%4+18%
BankNewport$309M18.2%3+19%
Bank of America$270M15.9%1-14%
TD Bank$138M8.1%1+44%
Santander Bank$128M7.6%1-8%
JPMorgan Chase Bank$64M3.8%2no 2020 presence
Webster Bank$62M3.6%1+4%
Fall River Five Cents Savings Bank$35M2.1%1+23%
The Washington Trust Company, of Westerly$25M1.5%1no 2020 presence
BayCoast Bank$20M1.2%1no 2020 presence

The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Boston-Worcester-Providence market

Bristol County is one of 18 counties that make up the Boston-Worcester-Providence, MA-RI-NH market, a Combined Statistical Area (ranked #6 of 293 U.S. markets by economic output). It produces 0.3% of the market’s output and holds 0.3% of its deposits.

MeasureBristol CountyShare of parent market
2024 GDP$2.1B0.3%
Deposits$1.7B0.3%
Population50,0010.6%

View the full Boston-Worcester-Providence market profile →

Recruiting in Bristol County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bristol County.

See how we help banks recruit commercial banking talent