Market Intelligence

Norfolk County, MA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Norfolk County, Massachusetts, a core county of the Boston-Worcester-Providence, MA-RI-NH market, holds $36.3B in deposits across 38 insured institutions and 220 branches. Bank of America, National Association is the largest deposit holder at 21.1% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 9.8% since 2020 while the branch count fell by 11.6%. It produces $59.5B of output, ranking #72 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$59.5B
#72 of 1,523
Population
739,749
#95 of 1,523
GDP per Capita
$80,455
#126 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$36.3B
#77 of 1,523
Deposits per Capita
$49,088
#100 of 1,523
Deposits per Branch
$165M
#148 of 1,523
Competitive structure
Insured Institutions
38
#48 of 1,523
Branches per 100k Pop.
29.7
#490 of 1,523
Median Deposits per Institution
$319M
The median deposits booked by a single institution in the county. #145 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
53.5%
of county deposits held by banks with $100M to $100B in assets. #1,051 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
44%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.8% over 5 years
$33.1B
2020
$36.5B
2021
$37.8B
2022
$35.3B
2023
$35.2B
2024
$36.3B
2025

Branches: 249 in 2020 to 220 in 2025. Institutions: 42 to 38. Top-three share: 44% to 44%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of America$7.7B21.1%19-3%
Citizens Bank$4.9B13.6%25+6%
Needham Bank$3.2B8.9%8+70%
Rockland Trust Company$2.4B6.6%18+23%
Santander Bank$1.8B5.1%15+10%
Dedham Institution for Savings$1.8B5.0%12+42%
Eastern Bank$1.7B4.8%15+65%
South Shore Bank$1.7B4.7%8+37%
Brookline Bank$1.5B4.0%80%
TD Bank$1.4B3.8%12+7%
Middlesex Savings Bank$904M2.5%8+9%
OneLocal Bank$823M2.3%4+61%
North Shore Bank, a Co-operative Bank$742M2.0%8no 2020 presence
JPMorgan Chase Bank$711M2.0%11+4%
The Bank of Canton$637M1.8%5+6%
Walpole Co-operative Bank$498M1.4%1+18%
HarborOne Bank$473M1.3%5+25%
Coastal Heritage Bank$381M1.0%5+14%
East West Bank$352M1.0%1+238%
Dean Co-operative Bank$286M0.8%2+16%
Colonial Federal Savings Bank$284M0.8%4+2%
Charles River Bank$242M0.7%3+17%
Webster Bank$185M0.5%4-18%
Wrentham Co-operative Bank$166M0.5%3+44%
PNC Bank$149M0.4%2no 2020 presence
42 North Private Bank$136M0.4%1no 2020 presence
Canton Co-operative Bank$135M0.4%1+21%
Bluestone Bank$125M0.3%1no 2020 presence
Hingham Institution for Savings$118M0.3%1-20%
First-Citizens Bank & Trust Company$118M0.3%1no 2020 presence
Stoughton Co-operative Bank$116M0.3%1+5%
MountainOne Bank$116M0.3%1+6%
Manufacturers and Traders Trust Company$103M0.3%2-55%
Salem Five Cents Savings Bank$90M0.2%1+59%
Fidelity Co-operative Bank$80M0.2%1+84%
NorthEast Community Bank$69M0.2%1-14%
BayCoast Bank$67M0.2%1+2,187%
Bristol County Savings Bank$24M0.1%1-59%

The 38 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Boston-Worcester-Providence market

Norfolk County is one of 18 counties that make up the Boston-Worcester-Providence, MA-RI-NH market, a Combined Statistical Area (ranked #6 of 293 U.S. markets by economic output). It produces 8.2% of the market’s output and holds 5.5% of its deposits.

MeasureNorfolk CountyShare of parent market
2024 GDP$59.5B8.2%
Deposits$36.3B5.5%
Population739,7498.7%

View the full Boston-Worcester-Providence market profile →

Recruiting in Norfolk County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Norfolk County.

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