Market Intelligence

Chambers County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Chambers County, Texas, a county in the Houston-Pasadena, TX market, holds $609M in deposits across 6 insured institutions and 10 branches. Anahuac National Bank is the largest deposit holder at 38.9% share. The top three banks hold 74% of deposits, which places the county in the Concentrated band. Deposits have grown 9.3% since 2020 while the branch count rose by 11.1%. It produces $2.9B of output, ranking #791 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.9B
#791 of 1,523
Population
57,594
#862 of 1,523
GDP per Capita
$50,154
#590 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$609M
#1,145 of 1,523
Deposits per Capita
$10,574
#1,401 of 1,523
Deposits per Branch
$61M
#1,239 of 1,523
Competitive structure
Insured Institutions
6
#1,046 of 1,523
Branches per 100k Pop.
17.4
#1,163 of 1,523
Median Deposits per Institution
$85M
The median deposits booked by a single institution in the county. #1,034 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
87.2%
of county deposits held by banks with $100M to $100B in assets. #450 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
74%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.3% over 5 years
$557M
2020
$855M
2021
$710M
2022
$601M
2023
$581M
2024
$609M
2025

Branches: 9 in 2020 to 10 in 2025. Institutions: 5 to 6. Top-three share: 76% to 74%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Anahuac National Bank$237M38.9%4+18%
Prosperity Bank$124M20.4%2-19%
Texas First Bank$91M15.0%1+33%
Wells Fargo Bank$78M12.8%1+17%
Stellar Bank$61M10.1%1-8%
First Liberty Bank$17M2.8%1no 2020 presence

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Houston-Pasadena market

Chambers County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 0.5% of the market’s output and holds 0.2% of its deposits.

MeasureChambers CountyShare of parent market
2024 GDP$2.9B0.5%
Deposits$609M0.2%
Population57,5940.7%

View the full Houston-Pasadena market profile →

Recruiting in Chambers County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chambers County.

See how we help banks recruit commercial banking talent