Market Intelligence

Chambers County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Chambers County, Texas, a county in the Houston-Pasadena, TX market, holds $609M in deposits across 6 insured institutions and 10 branches. Anahuac National Bank is the largest deposit holder at 38.9% share. The top three institutions hold 74.3% of deposits, which places the county in the concentrated band. Deposits have grown 9.3% since 2020 while the branch count rose by 1. It produces $2.9B of output, ranking #791 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.9B
#791 of 1,523
Total Deposits
$609M
#1,145 of 1,523
Population
57,594
#862 of 1,523
GDP per Capita
$50,154
#590 of 1,523
Insured Institutions
6
#1,046 of 1,523
Deposits per Branch
$61M
#1,239 of 1,523
Deposits per Capita
$10,574
#1,401 of 1,523
Branches per 100k Pop.
17.4
#1,163 of 1,523
Median Institution Size
$85M
Median deposits of the institutions operating in the county. #1,034 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
87.2%
of market deposits held by banks with $100M to $50B in assets. #377 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
74.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.3% over 5 years
$557M
2020
$855M
2021
$710M
2022
$601M
2023
$581M
2024
$609M
2025

Branches: 9 in 2020 to 10 in 2025. Institutions: 5 to 6. Top-three share: 76.1% to 74.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Anahuac National Bank$237M38.9%4+18%
Prosperity Bank$124M20.4%2-19%
Texas First Bank$91M15.0%1+33%
Wells Fargo Bank, National Association$78M12.8%1+17%
Stellar Bank$61M10.1%1-8%
First Liberty Bank$17M2.8%1no 2020 presence

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Houston-Pasadena market

Chambers County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 0.5% of the market’s output and holds 0.2% of its deposits.

MeasureChambers CountyShare of Houston-Pasadena market
2024 GDP$2.9B0.5%
Deposits$609M0.2%
Population57,5940.7%

View the full Houston-Pasadena market profile →

Recruiting in Chambers County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chambers County, on a retained basis.

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