Market Intelligence

Brazoria County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Brazoria County, Texas, a core county of the Houston-Pasadena, TX market, holds $6.0B in deposits across 27 insured institutions and 63 branches. Wells Fargo Bank, National Association is the largest deposit holder at 18.7% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 15.2% since 2020 while the branch count fell by 13.7%. It produces $18.2B of output, ranking #234 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$18.2B
#234 of 1,523
Population
419,080
#183 of 1,523
GDP per Capita
$43,469
#779 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$6.0B
#296 of 1,523
Deposits per Capita
$14,339
#1,232 of 1,523
Deposits per Branch
$95M
#657 of 1,523
Competitive structure
Insured Institutions
27
#116 of 1,523
Branches per 100k Pop.
15.0
#1,288 of 1,523
Median Deposits per Institution
$116M
The median deposits booked by a single institution in the county. #752 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
46.2%
of county deposits held by banks with $100M to $100B in assets. #1,146 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
44%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+15.2% over 5 years
$5.2B
2020
$5.7B
2021
$5.9B
2022
$5.5B
2023
$5.6B
2024
$6.0B
2025

Branches: 73 in 2020 to 63 in 2025. Institutions: 28 to 27. Top-three share: 42% to 44%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$1.1B18.7%6+14%
JPMorgan Chase Bank$954M15.9%3+27%
Bank of America$555M9.2%3+18%
First State Bank$373M6.2%3+69%
Texas Gulf Bank$352M5.9%5+7%
PNC Bank$324M5.4%5+7%
First Liberty Bank$303M5.0%3no 2020 presence
Frost Bank$278M4.6%2+29%
First National Bank of Lake Jackson$223M3.7%2-6%
Regions Bank$218M3.6%3+49%
Prosperity Bank$186M3.1%3+3%
SouthState Bank$176M2.9%10%
Texas Advantage Community Bank$157M2.6%2+14%
HomeTown Bank$116M1.9%2+28%
Third Coast Bank$111M1.8%2-26%
The First State Bank$96M1.6%2+9%
Zions Bancorporation$88M1.5%1+143%
Capital Bank$77M1.3%1+6%
SouthStar Bank, S.S.B.$60M1.0%1+6%
Woodforest National Bank$50M0.8%5+48%
Capital One$48M0.8%1+14%
Texas First Bank$47M0.8%1+22%
The Moody National Bank$46M0.8%1-24%
Comerica Bank$20M0.3%1+19%
First National Bank Texas$17M0.3%2+41%
Brazos National Bank$11M0.2%1-47%
First Community Bank$1M<0.1%1no 2020 presence

The 27 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Houston-Pasadena market

Brazoria County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 3.1% of the market’s output and holds 1.7% of its deposits.

MeasureBrazoria CountyShare of parent market
2024 GDP$18.2B3.1%
Deposits$6.0B1.7%
Population419,0805.2%

View the full Houston-Pasadena market profile →

Recruiting in Brazoria County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Brazoria County.

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