Market Intelligence

Fort Bend County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceHouston-Pasadena, TX › Fort Bend County

Fort Bend County, Texas, a core county of the Houston-Pasadena, TX market, holds $19.7B in deposits across 44 insured institutions and 151 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 23.8% share. The top three institutions hold 51.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 15.8% since 2020 while the branch count rose by 7. It produces $39.1B of output, ranking #119 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$39.1B
#119 of 1,523
Total Deposits
$19.7B
#113 of 1,523
Population
975,191
#56 of 1,523
GDP per Capita
$40,048
#902 of 1,523
Insured Institutions
44
#30 of 1,523
Deposits per Branch
$130M
#293 of 1,523
Deposits per Capita
$20,199
#875 of 1,523
Branches per 100k Pop.
15.5
#1,256 of 1,523
Median Institution Size
$71M
Median deposits of the institutions operating in the county. #1,185 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
17.2%
of market deposits held by banks with $100M to $50B in assets. #1,395 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
51.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+15.8% over 5 years
$17.0B
2020
$19.0B
2021
$20.7B
2022
$19.5B
2023
$19.0B
2024
$19.7B
2025

Branches: 144 in 2020 to 151 in 2025. Institutions: 38 to 44. Top-three share: 48.0% to 51.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
JPMorgan Chase Bank, National Association$4.7B23.8%17+42%
Wells Fargo Bank, National Association$3.1B15.9%17+11%
Bank of America, National Association$2.2B11.4%12+10%
Zions Bancorporation, N.A.$1.1B5.8%6-14%
Capital One, National Association$1.1B5.5%2-17%
Prosperity Bank$1.1B5.4%9-9%
East West Bank$958M4.9%2+366%
Frost Bank$823M4.2%6+52%
PNC Bank, National Association$677M3.4%9-15%
Stellar Bank$422M2.1%3+142%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Houston-Pasadena market

Fort Bend County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 6.5% of the market’s output and holds 5.6% of its deposits.

MeasureFort Bend CountyShare of Houston-Pasadena market
2024 GDP$39.1B6.5%
Deposits$19.7B5.6%
Population975,19112.0%

View the full Houston-Pasadena market profile →

Recruiting in Fort Bend County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fort Bend County, on a retained basis.

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