Market Intelligence

Fort Bend County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Houston-Pasadena, TX › Fort Bend County

Fort Bend County, Texas, a core county of the Houston-Pasadena, TX market, holds $20.7B in deposits across 45 insured institutions and 154 branches. JPMorgan Chase Bank is the largest deposit holder at 23.4% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 9.3% since 2021 while the branch count rose by 1.3%. It produced $39.1B of real gross domestic product in 2024, ranking #119 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$39.1B
#119 of 1,523
Population
975,191
#56 of 1,523
GDP per Capita
$40,048
#902 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$20.7B
#111 of 1,523
Deposits per Capita
$21,278
#841 of 1,523
Deposits per Branch
$135M
#285 of 1,523
Competitive structure
Insured Institutions
45
#26 of 1,523
Branches per 100k Pop.
15.8
#1,248 of 1,523
Median Deposits per Institution
$82M
The median deposits booked by a single institution in the county. #1,093 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
37.2%
of county deposits held by banks with $100M to $100B in assets. #1,228 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+9.3% over 5 years
$19.0B
2021
$20.7B
2022
$19.5B
2023
$19.0B
2024
$19.7B
2025
$20.7B
2026

Branches: 152 in 2021 to 154 in 2026. Institutions: 41 to 45. Top-three share: 50% to 50%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$4.8B23.4%17+19%
Wells Fargo Bank$3.2B15.6%17+5%
Bank of America$2.2B10.5%12-8%
Zions Bancorporation$1.4B6.9%6-8%
Prosperity Bank$1.1B5.4%9+17%
East West Bank$973M4.7%2+334%
Capital One$846M4.1%2-43%
Frost Bank$817M3.9%6+20%
PNC Bank$686M3.3%9-17%
BOKF$560M2.7%3+34%
Stellar Bank$537M2.6%3+11%
Fifth Third Bank$484M2.3%5+47%
NewFirst National Bank$372M1.8%3-4%
The Huntington National Bank$304M1.5%4+9%
Wallis Bank$292M1.4%3+59%
American First National Bank$264M1.3%2-13%
Regions Bank$251M1.2%9+51%
Golden Bank$165M0.8%1+38%
SouthState Bank$125M0.6%2+7%
Preferred Bank$123M0.6%1+22,329%
Truist Bank$103M0.5%2+3%
MidFirst Bank$98M0.5%1no 2021 presence
First-Citizens Bank & Trust Company$82M0.4%1+189%
b1BANK$78M0.4%1+40%
Origin Bank$72M0.3%1no 2021 presence
Southwestern National Bank$70M0.3%1+32%
Sunflower Bank$63M0.3%3-45%
Capital Bank$57M0.3%1+136%
Home Bank$54M0.3%1-59%
Woodforest National Bank$54M0.3%6+29%
First Horizon Bank$46M0.2%1+23%
First Financial Bank$41M0.2%1+7%
First National Bank Texas$39M0.2%4+12%
Bank of the Orient$37M0.2%1no 2021 presence
Trustmark Bank$36M0.2%2-53%
International Bank of Commerce$33M0.2%2+4%
Simmons Bank$32M0.2%1+7%
The Moody National Bank$27M0.1%1+15%
Yoakum Bank$24M0.1%1no 2021 presence
ValueBank Texas$21M0.1%1+55%
Unity National Bank of Houston$18M0.1%1-70%
Plains State Bank$12M0.1%1+5%
Texas Regional Bank$11M0.1%1no 2021 presence
The First State Bank$4M<0.1%1no 2021 presence
SouthTrust Bank$2M<0.1%1no 2021 presence

The 45 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Houston-Pasadena market

Fort Bend County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 6.5% of the market’s output and holds 5.7% of its deposits.

MeasureFort Bend CountyShare of parent market
2024 GDP$39.1B6.5%
Deposits$20.7B5.7%
Population975,19112.0%

View the full Houston-Pasadena market profile →

Recruiting in Fort Bend County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fort Bend County.

See how we help banks recruit commercial banking talent

Other counties in the Houston-Pasadena market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.