Market Intelligence

Fort Bend County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market Intelligence › Houston-Pasadena, TX › Fort Bend County

Fort Bend County, Texas, a core county of the Houston-Pasadena, TX market, holds $19.7B in deposits across 44 insured institutions and 151 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 23.8% share. The top three banks hold 51% of deposits, which places the county in the Moderate band. Deposits have grown 15.8% since 2020 while the branch count rose by 4.9%. It produces $39.1B of output, ranking #119 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$39.1B
#119 of 1,523
Population
975,191
#56 of 1,523
GDP per Capita
$40,048
#902 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$19.7B
#113 of 1,523
Deposits per Capita
$20,199
#875 of 1,523
Deposits per Branch
$130M
#293 of 1,523
Competitive structure
Insured Institutions
44
#30 of 1,523
Branches per 100k Pop.
15.5
#1,256 of 1,523
Median Deposits per Institution
$71M
The median deposits booked by a single institution in the county. #1,185 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
37.8%
of county deposits held by banks with $100M to $100B in assets. #1,251 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
51%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+15.8% over 5 years
$17.0B
2020
$19.0B
2021
$20.7B
2022
$19.5B
2023
$19.0B
2024
$19.7B
2025

Branches: 144 in 2020 to 151 in 2025. Institutions: 38 to 44. Top-three share: 48% to 51%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$4.7B23.8%17+42%
Wells Fargo Bank$3.1B15.9%17+11%
Bank of America$2.2B11.4%12+10%
Zions Bancorporation$1.1B5.8%6-14%
Capital One$1.1B5.5%2-17%
Prosperity Bank$1.1B5.4%9-9%
East West Bank$958M4.9%2+366%
Frost Bank$823M4.2%6+52%
PNC Bank$677M3.4%9-15%
Stellar Bank$422M2.1%3+142%
BOKF$389M2.0%3+4%
NewFirst National Bank$379M1.9%3+4%
Comerica Bank$320M1.6%40%
American First National Bank$266M1.4%2-9%
Regions Bank$263M1.3%9+106%
Cadence Bank$256M1.3%3-16%
Wallis Bank$245M1.2%3+29%
Golden Bank$161M0.8%1+30%
SouthState Bank$132M0.7%2+34%
MidFirst Bank$109M0.6%1no 2020 presence
Truist Bank$90M0.5%2-57%
First-Citizens Bank & Trust Company$71M0.4%1+186%
Sunflower Bank$71M0.4%3no 2020 presence
Trustmark National Bank$70M0.4%2+3%
Southwestern National Bank$67M0.3%1+63%
Woodforest National Bank$58M0.3%6+71%
b1BANK$56M0.3%1no 2020 presence
Capital Bank$53M0.3%1+106%
Home Bank$52M0.3%1no 2020 presence
First Horizon Bank$51M0.3%1+56%
First Financial Bank$37M0.2%1+15%
Preferred Bank$36M0.2%1no 2020 presence
First National Bank Texas$35M0.2%4+32%
The Moody National Bank$34M0.2%1+50%
International Bank of Commerce$31M0.2%2+4%
Simmons Bank$31M0.2%1no 2020 presence
Plains State Bank$22M0.1%1no 2020 presence
Veritex Community Bank$22M0.1%1no 2020 presence
ValueBank Texas$17M0.1%1+80%
Unity National Bank of Houston$14M0.1%1-40%
The Yoakum National Bank$12M0.1%1no 2020 presence
Texas Regional Bank$8M<0.1%1no 2020 presence
Bank of the Orient$4M<0.1%1no 2020 presence
The First State Bank$3M<0.1%1no 2020 presence

The 44 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Houston-Pasadena market

Fort Bend County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 6.5% of the market’s output and holds 5.6% of its deposits.

MeasureFort Bend CountyShare of parent market
2024 GDP$39.1B6.5%
Deposits$19.7B5.6%
Population975,19112.0%

View the full Houston-Pasadena market profile →

Recruiting in Fort Bend County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fort Bend County.

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Other counties in the Houston-Pasadena market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.