Galveston County, Texas, a county in the Houston-Pasadena, TX market, holds $6.9B in deposits across 20 insured institutions and 68 branches. Texas First Bank is the largest deposit holder at 16.6% share. The top three banks hold 46% of deposits, which places the county in the Moderate band. Deposits have grown 13.8% since 2020 while the branch count fell by 8.1%. It produces $20.1B of output, ranking #219 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 74 in 2020 to 68 in 2025. Institutions: 21 to 20. Top-three share: 42% to 46%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Texas First Bank | $1.1B | 16.6% | +34% |
| The Moody National Bank | $1.0B | 15.1% | +22% |
| JPMorgan Chase Bank | $1.0B | 14.7% | +19% |
| HomeTown Bank | $732M | 10.6% | +33% |
| Bank of America | $555M | 8.1% | +7% |
| Wells Fargo Bank | $509M | 7.4% | -3% |
| Zions Bancorporation | $482M | 7.0% | +25% |
| Frost Bank | $343M | 5.0% | +74% |
| PNC Bank | $323M | 4.7% | -16% |
| Prosperity Bank | $140M | 2.0% | -51% |
| Regions Bank | $123M | 1.8% | -12% |
| Home Bank | $106M | 1.5% | no 2020 presence |
| Veritex Community Bank | $103M | 1.5% | +75% |
| Investar Bank | $86M | 1.2% | -31% |
| Cadence Bank | $65M | 0.9% | +1,440% |
| Texas Gulf Bank | $52M | 0.8% | +26% |
| Comerica Bank | $34M | 0.5% | -15% |
| Woodforest National Bank | $26M | 0.4% | +12% |
| Bank OZK | $7M | 0.1% | no 2020 presence |
| First National Bank Texas | $7M | 0.1% | +39% |
The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Houston-Pasadena market
Galveston County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 3.4% of the market’s output and holds 1.9% of its deposits.
| Measure | Galveston County | Share of parent market |
|---|---|---|
| 2024 GDP | $20.1B | 3.4% |
| Deposits | $6.9B | 1.9% |
| Population | 372,207 | 4.6% |
View the full Houston-Pasadena market profile →
Recruiting in Galveston County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Galveston County.
See how we help banks recruit commercial banking talent