Montgomery County, Texas, a county in the Houston-Pasadena, TX market, holds $17.8B in deposits across 37 insured institutions and 159 branches. Woodforest National Bank is the largest deposit holder at 24.3% share. The top three institutions hold 54.9% of deposits, which places the county in the moderately concentrated band. Deposits have grown 20.8% since 2020 while the branch count rose by 8. It produces $39.6B of output, ranking #118 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 151 in 2020 to 159 in 2025. Institutions: 31 to 37. Top-three share: 58.0% to 54.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Woodforest National Bank | $4.3B | 24.3% | +10% |
| JPMorgan Chase Bank, National Association | $3.5B | 19.5% | +30% |
| Bank of America, National Association | $2.0B | 11.2% | +2% |
| Wells Fargo Bank, National Association | $1.7B | 9.6% | +12% |
| Zions Bancorporation, N.A. | $1.2B | 6.8% | +34% |
| PNC Bank, National Association | $973M | 5.5% | +9% |
| First Financial Bank | $962M | 5.4% | +47% |
| Frost Bank | $395M | 2.2% | +276% |
| Simmons Bank | $392M | 2.2% | no 2020 presence |
| Prosperity Bank | $267M | 1.5% | +66% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Houston-Pasadena market
Montgomery County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 6.6% of the market’s output and holds 5.0% of its deposits.
| Measure | Montgomery County | Share of Houston-Pasadena market |
|---|---|---|
| 2024 GDP | $39.6B | 6.6% |
| Deposits | $17.8B | 5.0% |
| Population | 781,194 | 9.6% |
View the full Houston-Pasadena market profile →
Recruiting in Montgomery County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Montgomery County, on a retained basis.
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