Harris County, Texas, a core county of the Houston-Pasadena, TX market, holds $293.6B in deposits across 86 insured institutions and 856 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 56.6% share. The top three institutions hold 71.2% of deposits, which places the county in the concentrated band. Deposits have grown 13.4% since 2020 while the branch count fell by 74. It produces $458.7B of output, ranking #3 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 930 in 2020 to 856 in 2025. Institutions: 77 to 86. Top-three share: 68.4% to 71.2%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $166.2B | 56.6% | +21% |
| Wells Fargo Bank, National Association | $24.1B | 8.2% | +16% |
| Bank of America, National Association | $18.9B | 6.4% | 0% |
| Zions Bancorporation, N.A. | $10.0B | 3.4% | +13% |
| PNC Bank, National Association | $7.4B | 2.5% | -46% |
| Frost Bank | $6.2B | 2.1% | +24% |
| Cadence Bank | $5.9B | 2.0% | -3% |
| Stellar Bank | $4.9B | 1.7% | +19% |
| Third Coast Bank | $3.4B | 1.2% | +253% |
| Prosperity Bank | $3.3B | 1.1% | +11% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Houston-Pasadena market
Harris County is one of 14 counties that make up the Houston-Pasadena, TX market, a Combined Statistical Area (ranked #8 of 293 U.S. markets by economic output). It produces 76.8% of the market’s output and holds 83.1% of its deposits.
| Measure | Harris County | Share of Houston-Pasadena market |
|---|---|---|
| 2024 GDP | $458.7B | 76.8% |
| Deposits | $293.6B | 83.1% |
| Population | 5,045,026 | 62.2% |
View the full Houston-Pasadena market profile →
Recruiting in Harris County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Harris County, on a retained basis.
Start a confidential conversation