Market Intelligence

Cleveland County, AR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Cleveland County, Arkansas, a county in the Little Rock-North Little Rock, AR market, holds $117M in deposits across 2 insured institutions and 2 branches. Gateway Bank is the largest deposit holder at 82.0% share. The top three banks hold 100% of deposits, which places the county in the Concentrated band. Deposits have grown 55.9% since 2020. It produces $182M of output, ranking #1,497 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$182M
#1,497 of 1,523
Population
7,224
#1,479 of 1,523
GDP per Capita
$25,216
#1,370 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$117M
#1,473 of 1,523
Deposits per Capita
$16,192
#1,122 of 1,523
Deposits per Branch
$58M
#1,274 of 1,523
Competitive structure
Insured Institutions
2
#1,426 of 1,523
Branches per 100k Pop.
27.7
#579 of 1,523
Median Deposits per Institution
$58M
The median deposits booked by a single institution in the county. #1,330 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #49 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
100%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+55.9% over 5 years
$75M
2020
$73M
2021
$86M
2022
$99M
2023
$110M
2024
$117M
2025

Branches: 2 in 2020 to 2 in 2025. Institutions: 2 to 2. Top-three share: 100% to 100%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Gateway Bank$96M82.0%1+66%
FBT Bank & Mortgage$21M18.0%1+22%

The 2 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Little Rock-North Little Rock market

Cleveland County is one of 9 counties that make up the Little Rock-North Little Rock, AR market, a Combined Statistical Area (ranked #76 of 293 U.S. markets by economic output). It produces 0.4% of the market’s output and holds 0.3% of its deposits.

MeasureCleveland CountyShare of parent market
2024 GDP$182M0.4%
Deposits$117M0.3%
Population7,2240.8%

View the full Little Rock-North Little Rock market profile →

Recruiting in Cleveland County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cleveland County.

See how we help banks recruit commercial banking talent