Market Intelligence

Lonoke County, AR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Lonoke County, Arkansas, a core county of the Little Rock-North Little Rock, AR market, holds $1.7B in deposits across 13 insured institutions and 29 branches. Centennial Bank is the largest deposit holder at 24.3% share. The top three banks hold 50% of deposits, which places the county in the Moderate band. Deposits have grown 23.5% since 2021. It produced $1.6B of real gross domestic product in 2024, ranking #1,023 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.6B
#1,023 of 1,523
Population
76,664
#726 of 1,523
GDP per Capita
$20,538
#1,460 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$1.7B
#720 of 1,523
Deposits per Capita
$22,025
#788 of 1,523
Deposits per Branch
$58M
#1,303 of 1,523
Competitive structure
Insured Institutions
13
#469 of 1,523
Branches per 100k Pop.
37.8
#250 of 1,523
Median Deposits per Institution
$112M
The median deposits booked by a single institution in the county. #810 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
94.2%
of county deposits held by banks with $100M to $100B in assets. #288 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+23.5% over 5 years
$1.4B
2021
$1.4B
2022
$1.4B
2023
$1.6B
2024
$1.7B
2025
$1.7B
2026

Branches: 29 in 2021 to 29 in 2026. Institutions: 13 to 13. Top-three share: 60% to 50%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Centennial Bank$410M24.3%5+28%
Bank of England$226M13.4%4-38%
First Arkansas Bank and Trust$205M12.2%4+151%
First State Bank$169M10.0%3+29%
Bank OZK$164M9.7%2+96%
First Community Bank$142M8.4%2+141%
First Security Bank$112M6.6%3+13%
Arvest Bank$87M5.2%1+42%
Regions Bank$64M3.8%10%
Simmons Bank$53M3.2%1+7%
The Huntington National Bank$33M2.0%1-25%
Southern Bank$20M1.2%1+259%
First National Bank Texas$1M0.1%1+89%

The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Little Rock-North Little Rock market

Lonoke County is one of 9 counties that make up the Little Rock-North Little Rock, AR market, a Combined Statistical Area (ranked #76 of 293 U.S. markets by economic output). It produces 3.3% of the market’s output and holds 4.1% of its deposits.

MeasureLonoke CountyShare of parent market
2024 GDP$1.6B3.3%
Deposits$1.7B4.1%
Population76,6648.3%

View the full Little Rock-North Little Rock market profile →

Recruiting in Lonoke County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lonoke County.

See how we help banks recruit commercial banking talent