Market Intelligence

Saline County, AR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Saline County, Arkansas, a core county of the Little Rock-North Little Rock, AR market, holds $2.4B in deposits across 16 insured institutions and 39 branches. First Security Bank is the largest deposit holder at 21.4% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 39.5% since 2020 while the branch count rose by 30.0%. It produces $3.1B of output, ranking #759 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$3.1B
#759 of 1,523
Population
133,288
#494 of 1,523
GDP per Capita
$23,197
#1,411 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$2.4B
#589 of 1,523
Deposits per Capita
$17,891
#1,007 of 1,523
Deposits per Branch
$61M
#1,233 of 1,523
Competitive structure
Insured Institutions
16
#355 of 1,523
Branches per 100k Pop.
29.3
#504 of 1,523
Median Deposits per Institution
$71M
The median deposits booked by a single institution in the county. #1,193 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
86.8%
of county deposits held by banks with $100M to $100B in assets. #464 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
53%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+39.5% over 5 years
$1.7B
2020
$2.0B
2021
$2.2B
2022
$2.2B
2023
$2.3B
2024
$2.4B
2025

Branches: 30 in 2020 to 39 in 2025. Institutions: 14 to 16. Top-three share: 54% to 53%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Security Bank$510M21.4%6+32%
Bank OZK$428M17.9%5+44%
Arvest Bank$318M13.3%3+33%
Regions Bank$264M11.1%2+7%
Simmons Bank$219M9.2%3+61%
Relyance Bank$143M6.0%3+58%
The Malvern National Bank$107M4.5%3+7%
Merchants and Farmers Bank$75M3.2%2+160%
Peoples Bank$67M2.8%2+148%
Gateway Bank$61M2.6%2+347%
First Horizon Bank$57M2.4%1-15%
Farmers Bank & Trust Company$53M2.2%2+107%
U.S. Bank$51M2.1%1+105%
Centennial Bank$24M1.0%1-5%
First Service Bank$7M0.3%1no 2020 presence
First National Bank Texas$1M0.1%2no 2020 presence

The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Little Rock-North Little Rock market

Saline County is one of 9 counties that make up the Little Rock-North Little Rock, AR market, a Combined Statistical Area (ranked #76 of 293 U.S. markets by economic output). It produces 6.5% of the market’s output and holds 5.6% of its deposits.

MeasureSaline CountyShare of parent market
2024 GDP$3.1B6.5%
Deposits$2.4B5.6%
Population133,28814.4%

View the full Little Rock-North Little Rock market profile →

Recruiting in Saline County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Saline County.

See how we help banks recruit commercial banking talent