Market Intelligence

Davie County, NC

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Davie County, North Carolina, a core county of the Greensboro--Winston-Salem--High Point, NC market, holds $641M in deposits across 6 insured institutions and 9 branches. Bank OZK is the largest deposit holder at 33.9% share. The top three banks hold 83% of deposits, which places the county in the Concentrated band. Deposits have grown 24.4% since 2021. It produced $1.5B of real gross domestic product in 2024, ranking #1,051 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.5B
#1,051 of 1,523
Population
45,855
#964 of 1,523
GDP per Capita
$32,390
#1,139 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$641M
#1,130 of 1,523
Deposits per Capita
$13,969
#1,258 of 1,523
Deposits per Branch
$71M
#1,094 of 1,523
Competitive structure
Insured Institutions
6
#1,061 of 1,523
Branches per 100k Pop.
19.6
#1,026 of 1,523
Median Deposits per Institution
$100M
The median deposits booked by a single institution in the county. #920 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
58.8%
of county deposits held by banks with $100M to $100B in assets. #945 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
83%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+24.4% over 5 years
$515M
2021
$538M
2022
$574M
2023
$589M
2024
$620M
2025
$641M
2026

Branches: 9 in 2021 to 9 in 2026. Institutions: 6 to 6. Top-three share: 83% to 83%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank OZK$217M33.9%2+89%
Truist Bank$190M29.7%2+11%
First Horizon Bank$126M19.7%2-10%
Wells Fargo Bank$74M11.5%1+10%
Skyline National Bank$28M4.3%1+92%
Woodforest National Bank$5M0.8%1-15%

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Greensboro--Winston-Salem--High Point market

Davie County is one of 10 counties that make up the Greensboro--Winston-Salem--High Point, NC market, a Combined Statistical Area (ranked #42 of 293 U.S. markets by economic output). It produces 1.6% of the market’s output and holds 1.8% of its deposits.

MeasureDavie CountyShare of parent market
2024 GDP$1.5B1.6%
Deposits$641M1.8%
Population45,8552.6%

View the full Greensboro--Winston-Salem--High Point market profile →

Recruiting in Davie County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Davie County.

See how we help banks recruit commercial banking talent