Market Intelligence

Davie County, NC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Davie County, North Carolina, a core county of the Greensboro--Winston-Salem--High Point, NC market, holds $620M in deposits across 6 insured institutions and 9 branches. Bank OZK is the largest deposit holder at 32.8% share. The top three institutions hold 82.6% of deposits, which places the county in the concentrated band. Deposits have grown 19.0% since 2020. It produces $1.5B of output, ranking #1,051 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.5B
#1,051 of 1,523
Total Deposits
$620M
#1,136 of 1,523
Population
45,855
#964 of 1,523
GDP per Capita
$32,390
#1,139 of 1,523
Insured Institutions
6
#1,064 of 1,523
Deposits per Branch
$69M
#1,095 of 1,523
Deposits per Capita
$13,520
#1,279 of 1,523
Branches per 100k Pop.
19.6
#1,034 of 1,523
Median Institution Size
$103M
Median deposits of the institutions operating in the county. #877 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
38.1%
of market deposits held by banks with $100M to $50B in assets. #1,136 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
82.6%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+19.0% over 5 years
$521M
2020
$515M
2021
$538M
2022
$574M
2023
$589M
2024
$620M
2025

Branches: 9 in 2020 to 9 in 2025. Institutions: 5 to 6. Top-three share: 97.9% to 82.6%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Bank OZK$203M32.8%2+93%
Truist Bank$179M28.8%2-47%
First Horizon Bank$130M21.0%2no 2020 presence
Wells Fargo Bank, National Association$75M12.1%1+15%
SKYLINE NATIONAL BANK$27M4.4%1+314%
Woodforest National Bank$6M0.9%1+31%

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Greensboro--Winston-Salem--High Point market

Davie County is one of 10 counties that make up the Greensboro--Winston-Salem--High Point, NC market, a Combined Statistical Area (ranked #42 of 293 U.S. markets by economic output). It produces 1.6% of the market’s output and holds 1.8% of its deposits.

MeasureDavie CountyShare of Greensboro--Winston-Salem--High Point market
2024 GDP$1.5B1.6%
Deposits$620M1.8%
Population45,8552.6%

View the full Greensboro--Winston-Salem--High Point market profile →

Recruiting in Davie County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Davie County, on a retained basis.

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