Guilford County, North Carolina, a core county of the Greensboro--Winston-Salem--High Point, NC market, holds $12.8B in deposits across 21 insured institutions and 101 branches. Truist Bank is the largest deposit holder at 21.3% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 3.7% since 2020 while the branch count fell by 13.7%. It produces $36.9B of output, ranking #128 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 117 in 2020 to 101 in 2025. Institutions: 22 to 21. Top-three share: 64% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Truist Bank | $2.7B | 21.3% | -19% |
| Wells Fargo Bank | $2.0B | 15.9% | -28% |
| Bank of America | $2.0B | 15.4% | +15% |
| Pinnacle Bank | $1.7B | 13.3% | +23% |
| First-Citizens Bank & Trust Company | $791M | 6.2% | +16% |
| First Bank | $704M | 5.5% | +35% |
| Bank of Oak Ridge | $551M | 4.3% | +16% |
| Triad Business Bank | $413M | 3.2% | +649% |
| First National Bank of Pennsylvania | $389M | 3.0% | +5% |
| Carter Bank & Trust | $324M | 2.5% | +527% |
| First Horizon Bank | $252M | 2.0% | +65% |
| The Fidelity Bank | $218M | 1.7% | +99% |
| PNC Bank | $170M | 1.3% | -4% |
| TowneBank | $164M | 1.3% | +32% |
| Southern First Bank | $128M | 1.0% | +281% |
| Atlantic Union Bank | $118M | 0.9% | no 2020 presence |
| JPMorgan Chase Bank | $56M | 0.4% | no 2020 presence |
| Piedmont Federal Savings Bank | $29M | 0.2% | +224% |
| Mechanics & Farmers Bank | $28M | 0.2% | +22% |
| Blue Ridge Bank | $27M | 0.2% | -9% |
| Woodforest National Bank | $23M | 0.2% | +13% |
The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Greensboro--Winston-Salem--High Point market
Guilford County is one of 10 counties that make up the Greensboro--Winston-Salem--High Point, NC market, a Combined Statistical Area (ranked #42 of 293 U.S. markets by economic output). It produces 40.8% of the market’s output and holds 36.4% of its deposits.
| Measure | Guilford County | Share of parent market |
|---|---|---|
| 2024 GDP | $36.9B | 40.8% |
| Deposits | $12.8B | 36.4% |
| Population | 562,234 | 31.6% |
View the full Greensboro--Winston-Salem--High Point market profile →
Recruiting in Guilford County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Guilford County.
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