Market Intelligence

Alamance County, NC

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Alamance County, North Carolina, a core county of the Greensboro--Winston-Salem--High Point, NC market, holds $2.8B in deposits across 14 insured institutions and 28 branches. Truist Bank is the largest deposit holder at 22.3% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 1.0% since 2021 while the branch count fell by 12.5%. It produced $7.0B of real gross domestic product in 2024, ranking #473 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$7.0B
#473 of 1,523
Population
186,177
#376 of 1,523
GDP per Capita
$37,632
#976 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$2.8B
#531 of 1,523
Deposits per Capita
$15,176
#1,198 of 1,523
Deposits per Branch
$101M
#618 of 1,523
Competitive structure
Insured Institutions
14
#399 of 1,523
Branches per 100k Pop.
15.0
#1,285 of 1,523
Median Deposits per Institution
$154M
The median deposits booked by a single institution in the county. #514 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
36.8%
of county deposits held by banks with $100M to $100B in assets. #1,234 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
54%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+1.0% over 5 years
$2.8B
2021
$2.8B
2022
$2.8B
2023
$2.8B
2024
$2.7B
2025
$2.8B
2026

Branches: 32 in 2021 to 28 in 2026. Institutions: 15 to 14. Top-three share: 61% to 54%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Truist Bank$630M22.3%4-8%
Wells Fargo Bank$569M20.1%5-7%
Atlantic Union Bank$321M11.4%3-20%
Bank of America$273M9.7%1+5%
First Horizon Bank$253M8.9%4-15%
The Fidelity Bank$206M7.3%2+79%
Pinnacle Bank$187M6.6%1+139%
First Bank$121M4.3%1-26%
PNC Bank$87M3.1%1-8%
First National Bank of Pennsylvania$54M1.9%1+65%
Select Bank$51M1.8%1+1,142%
First Savings and Loan Association$42M1.5%1-10%
Bank OZK$20M0.7%1no 2021 presence
Woodforest National Bank$13M0.5%2+34%

The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Greensboro--Winston-Salem--High Point market

Alamance County is one of 10 counties that make up the Greensboro--Winston-Salem--High Point, NC market, a Combined Statistical Area (ranked #42 of 293 U.S. markets by economic output). It produces 7.7% of the market’s output and holds 7.7% of its deposits.

MeasureAlamance CountyShare of parent market
2024 GDP$7.0B7.7%
Deposits$2.8B7.7%
Population186,17710.5%

View the full Greensboro--Winston-Salem--High Point market profile →

Recruiting in Alamance County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Alamance County.

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