Market Intelligence

Duval County, FL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Duval County, Florida, a core county of the Jacksonville-Kingsland-Palatka, FL-GA market, holds $107.1B in deposits across 29 insured institutions and 152 branches. Bank of America, National Association is the largest deposit holder at 56.7% share. The top three institutions hold 88.5% of deposits, which places the county in the concentrated band. Deposits have grown 25.4% since 2020 while the branch count fell by 8.4%. It produces $83.5B of output, ranking #56 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$83.5B
#56 of 1,523
Population
1,062,963
#47 of 1,523
GDP per Capita
$78,570
#139 of 1,523
Deposit market
Total Deposits
$107.1B
#26 of 1,523
Deposits per Capita
$100,739
#23 of 1,523
Deposits per Branch
$704M
#13 of 1,523
Competitive structure
Insured Institutions
29
#96 of 1,523
Branches per 100k Pop.
14.3
#1,326 of 1,523
Median Deposits per Institution
$306M
The median deposits booked by a single institution in the county. #155 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
30.0%
of county deposits held by banks with $100M to $50B in assets. #1,241 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
88.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+25.4% over 5 years
$85.4B
2020
$88.1B
2021
$92.1B
2022
$85.9B
2023
$89.1B
2024
$107.1B
2025

Branches: 166 in 2020 to 152 in 2025. Institutions: 24 to 29. Top-three share: 87.6% to 88.5%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
Bank of America$60.7B56.7%15+45%
EverBank$29.1B27.2%5+3%
Truist Bank$5.0B4.7%15+132%
Wells Fargo Bank$4.0B3.7%25-18%
Ameris Bank$1.4B1.3%10+7%
JPMorgan Chase Bank$898M0.8%13+60%
PNC Bank$758M0.7%10-70%
Regions Bank$711M0.7%9+5%
Synovus Bank$571M0.5%3+37%
SouthState Bank$562M0.5%4-12%
Fifth Third Bank$531M0.5%9+2%
TD Bank$482M0.4%5-27%
Florida Capital Bank$431M0.4%2+71%
Hancock Whitney Bank$396M0.4%1+56%
Bank OZK$306M0.3%3+108%
First-Citizens Bank & Trust Company$293M0.3%3+145%
Cogent Bank$211M0.2%1+256%
Valley National Bank$185M0.2%1+34%
Seacoast National Bank$132M0.1%1no 2020 presence
First Horizon Bank$103M0.1%1+2%
Renasant Bank$94M0.1%2no 2020 presence
TC Federal Bank$89M0.1%1no 2020 presence
Pinnacle Bank$77M0.1%1no 2020 presence
The Claxton Bank$30M0.0%1no 2020 presence
The Northern Trust Company$25M0.0%1no 2020 presence
First Federal Bank$10M0.0%1no 2020 presence
Woodforest National Bank$7M0.0%7+19%
Cypress Bank & Trust$5M0.0%1no 2020 presence
The Bank of New York Mellon Trust Company$0M0.0%1no 2020 presence

The 29 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Jacksonville-Kingsland-Palatka market

Duval County is one of 7 counties that make up the Jacksonville-Kingsland-Palatka, FL-GA market, a Combined Statistical Area (ranked #38 of 293 U.S. markets by economic output). It produces 73.0% of the market’s output and holds 89.2% of its deposits.

MeasureDuval CountyShare of parent market
2024 GDP$83.5B73.0%
Deposits$107.1B89.2%
Population1,062,96355.3%

View the full Jacksonville-Kingsland-Palatka market profile →

Recruiting in Duval County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Duval County.

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