Market Intelligence

Los Alamos County, NM

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Los Alamos County, New Mexico, a core county of the Albuquerque-Santa Fe-Los Alamos, NM market, holds $876M in deposits across 4 insured institutions and 5 branches. Enterprise Bank & Trust is the largest deposit holder at 70.8% share. The top three institutions hold 91.1% of deposits, which places the county in the concentrated band. Deposits have grown 7.5% since 2020. It produces $3.3B of output, ranking #734 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.3B
#734 of 1,523
Total Deposits
$876M
#998 of 1,523
Population
19,407
#1,314 of 1,523
GDP per Capita
$168,660
#23 of 1,523
Insured Institutions
4
#1,280 of 1,523
Deposits per Branch
$175M
#126 of 1,523
Deposits per Capita
$45,128
#127 of 1,523
Branches per 100k Pop.
25.8
#675 of 1,523
Median Institution Size
$89M
Median deposits of the institutions operating in the county. #997 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
88.7%
of market deposits held by banks with $100M to $50B in assets. #344 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
91.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+7.5% over 5 years
$815M
2020
$883M
2021
$909M
2022
$906M
2023
$900M
2024
$876M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 4 to 4. Top-three share: 98.5% to 91.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Enterprise Bank & Trust$620M70.8%2-3%
UMB Bank, National Association$99M11.3%1no 2020 presence
Century Bank$78M8.9%1+546%
Sunflower Bank, National Association$78M8.9%1-5%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Albuquerque-Santa Fe-Los Alamos market

Los Alamos County is one of 9 counties that make up the Albuquerque-Santa Fe-Los Alamos, NM market, a Combined Statistical Area (ranked #60 of 293 U.S. markets by economic output). It produces 5.1% of the market’s output and holds 3.4% of its deposits.

MeasureLos Alamos CountyShare of Albuquerque-Santa Fe-Los Alamos market
2024 GDP$3.3B5.1%
Deposits$876M3.4%
Population19,4071.7%

View the full Albuquerque-Santa Fe-Los Alamos market profile →

Recruiting in Los Alamos County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Los Alamos County, on a retained basis.

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