Bernalillo County, New Mexico, a core county of the Albuquerque-Santa Fe-Los Alamos, NM market, holds $15.8B in deposits across 25 insured institutions and 104 branches. Bank of America, National Association is the largest deposit holder at 26.9% share. The top three banks hold 59% of deposits, which places the county in the Moderate band. Deposits have fallen 3.5% since 2020 while the branch count fell by 9.6%. It produces $43.5B of output, ranking #110 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 115 in 2020 to 104 in 2025. Institutions: 22 to 25. Top-three share: 66% to 59%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of America | $4.3B | 26.9% | +27% |
| Wells Fargo Bank | $2.9B | 18.0% | -50% |
| BOKF | $2.2B | 13.9% | +21% |
| UMB Bank | $1.2B | 7.3% | no 2020 presence |
| U.S. Bank | $985M | 6.2% | +25% |
| BMO Bank | $981M | 6.2% | -43% |
| Washington Federal Bank | $776M | 4.9% | +128% |
| PNC Bank | $519M | 3.3% | -35% |
| Sunflower Bank | $374M | 2.4% | +3% |
| JPMorgan Chase Bank | $298M | 1.9% | no 2020 presence |
| Century Bank | $263M | 1.7% | +35% |
| First-Citizens Bank & Trust Company | $229M | 1.4% | +128% |
| Main Bank | $206M | 1.3% | +9% |
| Enterprise Bank & Trust | $171M | 1.1% | +313% |
| Southwest Capital Bank | $150M | 0.9% | -9% |
| Capra Bank | $144M | 0.9% | no 2020 presence |
| United Business Bank | $79M | 0.5% | +62% |
| First American Bank | $52M | 0.3% | +23% |
| NBH Bank | $51M | 0.3% | +24% |
| TBK Bank, SSB | $32M | 0.2% | +48% |
| Western Commerce Bank | $21M | 0.1% | -18% |
| First National Bank Texas | $21M | 0.1% | +35% |
| First American Trust, FSB | $17M | 0.1% | +345% |
| Citizens Bank of Las Cruces | $6M | <0.1% | no 2020 presence |
| DSRM National Bank | $0M | <0.1% | 0% |
The 25 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Albuquerque-Santa Fe-Los Alamos market
Bernalillo County is one of 9 counties that make up the Albuquerque-Santa Fe-Los Alamos, NM market, a Combined Statistical Area (ranked #60 of 293 U.S. markets by economic output). It produces 68.0% of the market’s output and holds 62.2% of its deposits.
| Measure | Bernalillo County | Share of parent market |
|---|---|---|
| 2024 GDP | $43.5B | 68.0% |
| Deposits | $15.8B | 62.2% |
| Population | 667,601 | 57.0% |
View the full Albuquerque-Santa Fe-Los Alamos market profile →
Recruiting in Bernalillo County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bernalillo County.
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