Bernalillo County, New Mexico, a core county of the Albuquerque-Santa Fe-Los Alamos, NM market, holds $17.1B in deposits across 25 insured institutions and 104 branches. Bank of America is the largest deposit holder at 28.2% share. The top three banks hold 59% of deposits, which places the county in the Moderate band. Deposits have fallen 6.3% since 2021 while the branch count fell by 1.9%. It produced $43.5B of real gross domestic product in 2024, ranking #110 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 106 in 2021 to 104 in 2026. Institutions: 23 to 25. Top-three share: 66% to 59%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of America | $4.8B | 28.2% | +23% |
| Wells Fargo Bank | $2.9B | 16.7% | -51% |
| BOKF | $2.4B | 14.1% | +22% |
| UMB Bank | $1.2B | 7.2% | +37% |
| BMO Bank | $993M | 5.8% | -55% |
| U.S. Bank | $991M | 5.8% | +4% |
| WaFd Bank | $912M | 5.3% | +119% |
| PNC Bank | $554M | 3.2% | -1% |
| Sunflower Bank | $384M | 2.2% | -9% |
| Capra Bank | $350M | 2.0% | no 2021 presence |
| JPMorgan Chase Bank | $349M | 2.0% | +18,175% |
| First-Citizens Bank & Trust Company | $269M | 1.6% | +111% |
| Main Bank | $211M | 1.2% | -2% |
| Enterprise Bank & Trust | $177M | 1.0% | +153% |
| Century Bank | $166M | 1.0% | -28% |
| Southwest Capital Bank | $138M | 0.8% | -19% |
| United Business Bank | $82M | 0.5% | +32% |
| First American Bank | $52M | 0.3% | -14% |
| NBH Bank | $48M | 0.3% | +15% |
| TBK Bank, SSB | $33M | 0.2% | +55% |
| First National Bank Texas | $26M | 0.2% | +23% |
| Western Commerce Bank | $21M | 0.1% | -23% |
| Citizens Bank of Las Cruces | $16M | 0.1% | no 2021 presence |
| First American Trust, FSB | $16M | 0.1% | +22% |
| DSRM National Bank | $0M | <0.1% | 0% |
The 25 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Albuquerque-Santa Fe-Los Alamos market
Bernalillo County is one of 9 counties that make up the Albuquerque-Santa Fe-Los Alamos, NM market, a Combined Statistical Area (ranked #60 of 293 U.S. markets by economic output). It produces 68.0% of the market’s output and holds 63.7% of its deposits.
| Measure | Bernalillo County | Share of parent market |
|---|---|---|
| 2024 GDP | $43.5B | 68.0% |
| Deposits | $17.1B | 63.7% |
| Population | 667,601 | 57.0% |
View the full Albuquerque-Santa Fe-Los Alamos market profile →
Recruiting in Bernalillo County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Bernalillo County.
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