Lubbock County, Texas, a core county of the Lubbock-Plainview, TX market, holds $13.1B in deposits across 28 insured institutions and 103 branches. City Bank is the largest deposit holder at 19.0% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 20.7% since 2021 while the branch count fell by 3.7%. It produced $15.4B of real gross domestic product in 2024, ranking #263 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 107 in 2021 to 103 in 2026. Institutions: 23 to 28. Top-three share: 47% to 44%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| City Bank | $2.5B | 19.0% | +33% |
| PlainsCapital Bank | $2.0B | 15.3% | -6% |
| Prosperity Bank | $1.2B | 9.5% | -3% |
| Amarillo National Bank | $1.1B | 8.6% | +48% |
| Wells Fargo Bank | $906M | 6.9% | -15% |
| Cornerstone Capital Bank, SSB | $775M | 5.9% | +47% |
| American Bank of Commerce | $590M | 4.5% | +92% |
| UMB Bank | $548M | 4.2% | -39% |
| Bank of America | $537M | 4.1% | +15% |
| Centennial Bank | $417M | 3.2% | -5% |
| First United Bank | $401M | 3.1% | +60% |
| Capra Bank | $377M | 2.9% | no 2021 presence |
| NBH Bank | $309M | 2.4% | -7% |
| Western Bank | $270M | 2.1% | +275% |
| Maverick Bank | $192M | 1.5% | no 2021 presence |
| Victory Bank | $180M | 1.4% | no 2021 presence |
| JPMorgan Chase Bank | $161M | 1.2% | +172% |
| Community National Bank | $98M | 0.8% | +555% |
| First State Bank | $83M | 0.6% | +1% |
| Southwest Bank | $71M | 0.5% | -13% |
| PNC Bank | $66M | 0.5% | -52% |
| Spur Security Bank | $54M | 0.4% | no 2021 presence |
| Wellington State Bank | $48M | 0.4% | +6% |
| West Texas State Bank | $40M | 0.3% | no 2021 presence |
| West Texas National Bank | $37M | 0.3% | no 2021 presence |
| Citizens State Bank | $32M | 0.2% | no 2021 presence |
| First National Bank Texas | $29M | 0.2% | +23% |
| American Momentum Bank | $25M | 0.2% | -21% |
The 28 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Lubbock-Plainview market
Lubbock County is one of 8 counties that make up the Lubbock-Plainview, TX market, a Combined Statistical Area (ranked #137 of 293 U.S. markets by economic output). It produces 77.9% of the market’s output and holds 85.6% of its deposits.
| Measure | Lubbock County | Share of parent market |
|---|---|---|
| 2024 GDP | $15.4B | 77.9% |
| Deposits | $13.1B | 85.6% |
| Population | 328,906 | 81.2% |
View the full Lubbock-Plainview market profile →
Recruiting in Lubbock County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Lubbock County.
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