Market Intelligence

Mahaska County, IA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Mahaska County, Iowa, a core county of the Des Moines-West Des Moines-Ames, IA market, holds $585M in deposits across 7 insured institutions and 9 branches. MidWestOne Bank is the largest deposit holder at 39.7% share. The top three institutions hold 78.3% of deposits, which places the county in the concentrated band. Deposits have grown 8.8% since 2020 while the branch count fell by 1. It produces $874M of output, ranking #1,231 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$874M
#1,231 of 1,523
Total Deposits
$585M
#1,157 of 1,523
Population
21,880
#1,267 of 1,523
GDP per Capita
$39,941
#903 of 1,523
Insured Institutions
7
#979 of 1,523
Deposits per Branch
$65M
#1,160 of 1,523
Deposits per Capita
$26,754
#520 of 1,523
Branches per 100k Pop.
41.1
#202 of 1,523
Median Institution Size
$36M
Median deposits of the institutions operating in the county. #1,488 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #115 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
78.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+8.8% over 5 years
$538M
2020
$584M
2021
$616M
2022
$569M
2023
$578M
2024
$585M
2025

Branches: 10 in 2020 to 9 in 2025. Institutions: 7 to 7. Top-three share: 77.2% to 78.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
MidWestOne Bank$233M39.7%2-1%
Bank Iowa$154M26.4%2+35%
TruBank$72M12.2%1+8%
Great Southern Bank$36M6.1%1-40%
Twin Cedars Bank$34M5.9%1+132%
Leighton State Bank$29M5.0%1+33%
First State Bank$27M4.6%1no 2020 presence

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Des Moines-West Des Moines-Ames market

Mahaska County is one of 10 counties that make up the Des Moines-West Des Moines-Ames, IA market, a Combined Statistical Area (ranked #53 of 293 U.S. markets by economic output). It produces 1.2% of the market’s output and holds 1.4% of its deposits.

MeasureMahaska CountyShare of Des Moines-West Des Moines-Ames market
2024 GDP$874M1.2%
Deposits$585M1.4%
Population21,8802.3%

View the full Des Moines-West Des Moines-Ames market profile →

Recruiting in Mahaska County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mahaska County, on a retained basis.

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