Oconee County, South Carolina, a core county of the Greenville-Spartanburg-Anderson, SC market, holds $1.7B in deposits across 10 insured institutions and 20 branches. Oconee Federal Savings and Loan Association is the largest deposit holder at 22.2% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 14.7% since 2020 while the branch count fell by 9.1%. It produces $4.1B of output, ranking #669 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 22 in 2020 to 20 in 2025. Institutions: 10 to 10. Top-three share: 56% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Oconee Federal Savings and Loan Association | $369M | 22.3% | +20% |
| Wells Fargo Bank | $262M | 15.8% | +10% |
| Dogwood State Bank | $246M | 14.8% | no 2020 presence |
| Truist Bank | $162M | 9.8% | +1% |
| Blue Ridge Bank | $154M | 9.3% | +20% |
| First-Citizens Bank & Trust Company | $147M | 8.9% | +28% |
| SouthState Bank | $111M | 6.7% | +59% |
| Bank of America | $106M | 6.4% | +17% |
| TD Bank | $96M | 5.8% | +39% |
| Woodforest National Bank | $4M | 0.3% | -6% |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Greenville-Spartanburg-Anderson market
Oconee County is one of 10 counties that make up the Greenville-Spartanburg-Anderson, SC market, a Combined Statistical Area (ranked #47 of 293 U.S. markets by economic output). It produces 5.0% of the market’s output and holds 4.5% of its deposits.
| Measure | Oconee County | Share of parent market |
|---|---|---|
| 2024 GDP | $4.1B | 5.0% |
| Deposits | $1.7B | 4.5% |
| Population | 83,775 | 5.0% |
View the full Greenville-Spartanburg-Anderson market profile →
Recruiting in Oconee County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Oconee County.
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