Market Intelligence

Union County, SC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Union County, South Carolina, a county in the Greenville-Spartanburg-Anderson, SC market, holds $314M in deposits across 3 insured institutions and 5 branches. Arthur State Bank is the largest deposit holder at 64.7% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 12.9% since 2020. It produces $712M of output, ranking #1,281 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$712M
#1,281 of 1,523
Population
26,799
#1,200 of 1,523
GDP per Capita
$26,566
#1,334 of 1,523
Deposit market
Total Deposits
$314M
#1,330 of 1,523
Deposits per Capita
$11,707
#1,359 of 1,523
Deposits per Branch
$63M
#1,197 of 1,523
Competitive structure
Insured Institutions
3
#1,402 of 1,523
Branches per 100k Pop.
18.7
#1,093 of 1,523
Median Deposits per Institution
$108M
The median deposits booked by a single institution in the county. #828 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
65.5%
of county deposits held by banks with $100M to $50B in assets. #756 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+12.9% over 5 years
$278M
2020
$304M
2021
$317M
2022
$308M
2023
$298M
2024
$314M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 3 to 3. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Arthur State Bank$203M64.7%3+21%
SouthState Bank$108M34.5%1+1%
Woodforest National Bank$2M0.7%1+7%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Greenville-Spartanburg-Anderson market

Union County is one of 10 counties that make up the Greenville-Spartanburg-Anderson, SC market, a Combined Statistical Area (ranked #47 of 293 U.S. markets by economic output). It produces 0.9% of the market’s output and holds 0.9% of its deposits.

MeasureUnion CountyShare of parent market
2024 GDP$712M0.9%
Deposits$314M0.9%
Population26,7991.6%

View the full Greenville-Spartanburg-Anderson market profile →

Recruiting in Union County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Union County, on a retained basis.

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