Market Intelligence

Spartanburg County, SC

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Spartanburg County, South Carolina, a core county of the Greenville-Spartanburg-Anderson, SC market, holds $6.1B in deposits across 22 insured institutions and 59 branches. Truist Bank is the largest deposit holder at 22.4% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 8.3% since 2020 while the branch count fell by 7.8%. It produces $18.0B of output, ranking #237 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$18.0B
#237 of 1,523
Population
380,857
#205 of 1,523
GDP per Capita
$47,348
#659 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$6.1B
#291 of 1,523
Deposits per Capita
$16,145
#1,129 of 1,523
Deposits per Branch
$104M
#535 of 1,523
Competitive structure
Insured Institutions
22
#188 of 1,523
Branches per 100k Pop.
15.5
#1,255 of 1,523
Median Deposits per Institution
$132M
The median deposits booked by a single institution in the county. #635 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
29.8%
of county deposits held by banks with $100M to $100B in assets. #1,348 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
53%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+8.3% over 5 years
$5.7B
2020
$6.0B
2021
$6.2B
2022
$6.1B
2023
$6.2B
2024
$6.1B
2025

Branches: 64 in 2020 to 59 in 2025. Institutions: 17 to 22. Top-three share: 59% to 53%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Truist Bank$1.4B22.4%7-26%
First-Citizens Bank & Trust Company$1.1B17.2%9+30%
Bank of America$830M13.5%3+30%
Wells Fargo Bank$627M10.2%5-4%
United Community Bank$355M5.8%4+50%
Arthur State Bank$296M4.8%7+33%
The Park National Bank$262M4.3%1-20%
TD Bank$244M4.0%1+102%
First Horizon Bank$197M3.2%3-6%
Synovus Bank$161M2.6%1-15%
First Piedmont Federal Savings and Loan Association of Gaffney$134M2.2%4+23%
SouthState Bank$129M2.1%1+43%
Pinnacle Bank$119M1.9%1+94%
Southern Bank$106M1.7%1no 2020 presence
Woodruff Federal Savings and Loan Association$62M1.0%1-14%
Fifth Third Bank$60M1.0%1no 2020 presence
Regions Bank$51M0.8%1-1%
CBL State Savings Bank$29M0.5%1+394%
The Fidelity Bank$23M0.4%1no 2020 presence
Coastal Carolina National Bank$13M0.2%1no 2020 presence
Woodforest National Bank$6M0.1%4+48%
The Huntington National Bank$3M0.1%1no 2020 presence

The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Greenville-Spartanburg-Anderson market

Spartanburg County is one of 10 counties that make up the Greenville-Spartanburg-Anderson, SC market, a Combined Statistical Area (ranked #47 of 293 U.S. markets by economic output). It produces 21.9% of the market’s output and holds 16.9% of its deposits.

MeasureSpartanburg CountyShare of parent market
2024 GDP$18.0B21.9%
Deposits$6.1B16.9%
Population380,85723.0%

View the full Greenville-Spartanburg-Anderson market profile →

Recruiting in Spartanburg County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Spartanburg County.

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