Market Intelligence

Spartanburg County, SC

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Spartanburg County, South Carolina, a core county of the Greenville-Spartanburg-Anderson, SC market, holds $6.1B in deposits across 22 insured institutions and 59 branches. Truist Bank is the largest deposit holder at 22.4% share. The top three institutions hold 53.2% of deposits, which places the county in the moderately concentrated band. Deposits have grown 8.3% since 2020 while the branch count fell by 5. It produces $18.0B of output, ranking #237 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$18.0B
#237 of 1,523
Total Deposits
$6.1B
#291 of 1,523
Population
380,857
#205 of 1,523
GDP per Capita
$47,348
#659 of 1,523
Insured Institutions
22
#188 of 1,523
Deposits per Branch
$104M
#535 of 1,523
Deposits per Capita
$16,145
#1,129 of 1,523
Branches per 100k Pop.
15.5
#1,255 of 1,523
Median Institution Size
$132M
Median deposits of the institutions operating in the county. #635 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
19.9%
of market deposits held by banks with $100M to $50B in assets. #1,370 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
53.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+8.3% over 5 years
$5.7B
2020
$6.0B
2021
$6.2B
2022
$6.1B
2023
$6.2B
2024
$6.1B
2025

Branches: 64 in 2020 to 59 in 2025. Institutions: 17 to 22. Top-three share: 58.8% to 53.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Truist Bank$1.4B22.4%7-26%
First-Citizens Bank & Trust Company$1.1B17.2%9+30%
Bank of America, National Association$830M13.5%3+30%
Wells Fargo Bank, National Association$627M10.2%5-4%
United Community Bank$355M5.8%4+50%
Arthur State Bank$296M4.8%7+33%
The Park National Bank$262M4.2%1-20%
TD Bank, National Association$244M4.0%1+102%
First Horizon Bank$197M3.2%3-6%
Synovus Bank$161M2.6%1-15%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Greenville-Spartanburg-Anderson market

Spartanburg County is one of 10 counties that make up the Greenville-Spartanburg-Anderson, SC market, a Combined Statistical Area (ranked #47 of 293 U.S. markets by economic output). It produces 21.9% of the market’s output and holds 16.9% of its deposits.

MeasureSpartanburg CountyShare of Greenville-Spartanburg-Anderson market
2024 GDP$18.0B21.9%
Deposits$6.1B16.9%
Population380,85723.0%

View the full Greenville-Spartanburg-Anderson market profile →

Recruiting in Spartanburg County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Spartanburg County, on a retained basis.

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