Pasco County, Florida, a core county of the Tampa-St. Petersburg-Clearwater, FL market, holds $9.3B in deposits across 19 insured institutions and 86 branches. Wells Fargo Bank is the largest deposit holder at 17.2% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 26.2% since 2021 while the branch count rose by 2.4%. It produced $18.8B of real gross domestic product in 2024, ranking #227 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 84 in 2021 to 86 in 2026. Institutions: 18 to 19. Top-three share: 60% to 49%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $1.6B | 17.2% | +9% |
| Truist Bank | $1.6B | 16.7% | +11% |
| Bank of America | $1.5B | 15.6% | -8% |
| JPMorgan Chase Bank | $1.2B | 13.3% | +107% |
| Centennial Bank | $540M | 5.8% | +104% |
| Fifth Third Bank | $516M | 5.5% | +179% |
| Regions Bank | $474M | 5.1% | +7% |
| SouthState Bank | $332M | 3.6% | +34% |
| TD Bank | $307M | 3.3% | +50% |
| First National Bank of Pasco | $234M | 2.5% | -2% |
| PNC Bank | $223M | 2.4% | +69% |
| Third Federal Savings and Loan Association of Cleveland | $192M | 2.1% | -15% |
| BankFlorida | $180M | 1.9% | +245% |
| Pinnacle Bank | $168M | 1.8% | +1% |
| Bank OZK | $119M | 1.3% | +282% |
| The Huntington National Bank | $72M | 0.8% | +8% |
| Republic Bank & Trust Company | $68M | 0.7% | -4% |
| Flagship Bank | $45M | 0.5% | no 2021 presence |
| Citizens Bank and Trust | $9M | 0.1% | no 2021 presence |
The 19 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Tampa-St. Petersburg-Clearwater market
Pasco County is one of 4 counties that make up the Tampa-St. Petersburg-Clearwater, FL market, a Metropolitan Statistical Area (ranked #23 of 293 U.S. markets by economic output). It produces 9.0% of the market’s output and holds 7.1% of its deposits.
| Measure | Pasco County | Share of parent market |
|---|---|---|
| 2024 GDP | $18.8B | 9.0% |
| Deposits | $9.3B | 7.1% |
| Population | 674,516 | 19.7% |
View the full Tampa-St. Petersburg-Clearwater market profile →
Recruiting in Pasco County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Pasco County.
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