Pasco County, Florida, a core county of the Tampa-St. Petersburg-Clearwater, FL market, holds $8.9B in deposits across 19 insured institutions and 81 branches. Truist Bank is the largest deposit holder at 17.6% share. The top three institutions hold 52.0% of deposits, which places the county in the moderately concentrated band. Deposits have grown 29.5% since 2020 while the branch count fell by 4.7%. It produces $18.8B of output, ranking #227 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 85 in 2020 to 81 in 2025. Institutions: 17 to 19. Top-three share: 62.1% to 52.0%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Truist Bank | $1.6B | 17.6% | +5% |
| Wells Fargo Bank | $1.6B | 17.6% | +18% |
| Bank of America | $1.5B | 16.8% | +3% |
| JPMorgan Chase Bank | $960M | 10.7% | +102% |
| Centennial Bank | $527M | 5.9% | +47% |
| Regions Bank | $466M | 5.2% | +24% |
| Fifth Third Bank | $408M | 4.6% | +168% |
| SouthState Bank | $298M | 3.3% | +39% |
| First National Bank of Pasco | $266M | 3.0% | +53% |
| TD Bank | $261M | 2.9% | +42% |
| Third Federal Savings and Loan Association of Cleveland | $217M | 2.4% | -9% |
| PNC Bank | $207M | 2.3% | +80% |
| BankFlorida | $188M | 2.1% | no 2020 presence |
| Synovus Bank | $180M | 2.0% | +7% |
| Bank OZK | $110M | 1.2% | +321% |
| Cadence Bank | $70M | 0.8% | +13% |
| Republic Bank & Trust Company | $67M | 0.7% | -5% |
| Flagship Bank | $62M | 0.7% | no 2020 presence |
| Citizens Bank and Trust | $8M | 0.1% | no 2020 presence |
The 19 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Tampa-St. Petersburg-Clearwater market
Pasco County is one of 4 counties that make up the Tampa-St. Petersburg-Clearwater, FL market, a Metropolitan Statistical Area (ranked #23 of 293 U.S. markets by economic output). It produces 9.0% of the market’s output and holds 7.0% of its deposits.
| Measure | Pasco County | Share of parent market |
|---|---|---|
| 2024 GDP | $18.8B | 9.0% |
| Deposits | $8.9B | 7.0% |
| Population | 674,516 | 19.7% |
View the full Tampa-St. Petersburg-Clearwater market profile →
Recruiting in Pasco County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Pasco County.
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