Market Intelligence

St. Charles Parish, LA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

St. Charles Parish, Louisiana, a core county of the New Orleans-Metairie-Slidell, LA-MS market, holds $638M in deposits across 4 insured institutions and 8 branches. Capital One, National Association is the largest deposit holder at 29.0% share. The top three institutions hold 81.5% of deposits, which places the county in the concentrated band. Deposits have grown 0.5% since 2020 while the branch count fell by 1. It produces $9.4B of output, ranking #379 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$9.4B
#379 of 1,523
Total Deposits
$638M
#1,125 of 1,523
Population
50,586
#921 of 1,523
GDP per Capita
$186,229
#14 of 1,523
Insured Institutions
4
#1,307 of 1,523
Deposits per Branch
$80M
#902 of 1,523
Deposits per Capita
$12,613
#1,321 of 1,523
Branches per 100k Pop.
15.8
#1,245 of 1,523
Median Institution Size
$167M
Median deposits of the institutions operating in the county. #439 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
52.5%
of market deposits held by banks with $100M to $50B in assets. #950 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
81.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+0.5% over 5 years
$635M
2020
$676M
2021
$830M
2022
$690M
2023
$650M
2024
$638M
2025

Branches: 9 in 2020 to 8 in 2025. Institutions: 4 to 4. Top-three share: 82.9% to 81.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Capital One, National Association$185M29.0%1-28%
First American Bank and Trust$184M28.8%5+15%
First National Bank USA$151M23.7%1+39%
JPMorgan Chase Bank, National Association$118M18.5%1+8%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the New Orleans-Metairie-Slidell market

St. Charles Parish is one of 10 counties that make up the New Orleans-Metairie-Slidell, LA-MS market, a Combined Statistical Area (ranked #44 of 293 U.S. markets by economic output). It produces 11.2% of the market’s output and holds 1.4% of its deposits.

MeasureSt. Charles ParishShare of New Orleans-Metairie-Slidell market
2024 GDP$9.4B11.2%
Deposits$638M1.4%
Population50,5863.7%

View the full New Orleans-Metairie-Slidell market profile →

Recruiting in St. Charles Parish

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like St. Charles Parish, on a retained basis.

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