St. Louis city, Missouri, a core county of the St. Louis-St. Charles-Farmington, MO-IL market, holds $54.9B in deposits across 26 insured institutions and 65 branches. Stifel Bank and Trust is the largest deposit holder at 31.9% share. The top three banks hold 73% of deposits, which places the county in the Concentrated band. Deposits have grown 41.4% since 2021. It produced $32.1B of real gross domestic product in 2024, ranking #148 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 65 in 2021 to 65 in 2026. Institutions: 25 to 26. Top-three share: 85% to 73%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Stifel Bank and Trust | $17.5B | 31.9% | +22% |
| Stifel Bank | $13.7B | 24.9% | no 2021 presence |
| Bank of America | $9.0B | 16.4% | -22% |
| U.S. Bank | $8.8B | 16.0% | +21% |
| UMB Bank | $2.1B | 3.9% | +57% |
| Stifel Trust Company | $850M | 1.5% | +8% |
| BMO Bank | $678M | 1.2% | -38% |
| Carrollton Bank | $454M | 0.8% | +47% |
| Commerce Bank | $371M | 0.7% | -5% |
| Simmons Bank | $271M | 0.5% | +6% |
| Midwest BankCentre | $234M | 0.4% | -11% |
| Lindell Bank & Trust Company | $147M | 0.3% | +181% |
| PNC Bank | $142M | 0.3% | -8% |
| Busey Bank | $121M | 0.2% | -34% |
| First Mid Bank & Trust | $103M | 0.2% | -48% |
| Regions Bank | $97M | 0.2% | -61% |
| Enterprise Bank & Trust | $67M | 0.1% | +16% |
| Royal Banks of Missouri | $64M | 0.1% | +21% |
| Cass Commercial Bank | $56M | 0.1% | -46% |
| JPMorgan Chase Bank | $46M | 0.1% | no 2021 presence |
| Great Southern Bank | $30M | 0.1% | -13% |
| First Bank | $28M | 0.1% | -5% |
| Peoples National Bank | $24M | <0.1% | -29% |
| Midland States Bank | $22M | <0.1% | +1,201% |
| EverBank | $0M | 0.0% | no 2021 presence |
| Wells Fargo Bank | $0M | 0.0% | no 2021 presence |
The 26 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the St. Louis-St. Charles-Farmington market
St. Louis city is one of 17 counties that make up the St. Louis-St. Charles-Farmington, MO-IL market, a Combined Statistical Area (ranked #27 of 293 U.S. markets by economic output). It produces 16.8% of the market’s output and holds 38.0% of its deposits.
| Measure | St. Louis city | Share of parent market |
|---|---|---|
| 2024 GDP | $32.1B | 16.8% |
| Deposits | $54.9B | 38.0% |
| Population | 278,144 | 9.5% |
View the full St. Louis-St. Charles-Farmington market profile →
Recruiting in St. Louis city
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like St. Louis city.
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