Market Intelligence

Tuscaloosa County, AL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceTuscaloosa, AL › Tuscaloosa County

Tuscaloosa County, Alabama, a core county of the Tuscaloosa, AL market, holds $4.5B in deposits across 24 insured institutions and 48 branches. Bryant Bank is the largest deposit holder at 19.8% share. The top three banks hold 48% of deposits, which places the county in the Moderate band. Deposits have grown 10.5% since 2020 while the branch count fell by 5.9%. It produces $11.4B of output, ranking #333 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$11.4B
#333 of 1,523
Population
241,368
#301 of 1,523
GDP per Capita
$47,076
#669 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$4.5B
#370 of 1,523
Deposits per Capita
$18,743
#958 of 1,523
Deposits per Branch
$94M
#673 of 1,523
Competitive structure
Insured Institutions
24
#160 of 1,523
Branches per 100k Pop.
19.9
#1,017 of 1,523
Median Deposits per Institution
$66M
The median deposits booked by a single institution in the county. #1,251 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
69.8%
of county deposits held by banks with $100M to $100B in assets. #812 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
48%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+10.5% over 5 years
$4.1B
2020
$4.5B
2021
$4.7B
2022
$4.2B
2023
$4.3B
2024
$4.5B
2025

Branches: 51 in 2020 to 48 in 2025. Institutions: 19 to 24. Top-three share: 51% to 48%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bryant Bank$896M19.8%4+16%
Regions Bank$740M16.4%7-8%
Synovus Bank$553M12.2%3+7%
SmartBank$496M11.0%3+40%
Cadence Bank$373M8.3%2+25%
Wells Fargo Bank$278M6.1%3+4%
PNC Bank$243M5.4%3-37%
BankFirst Financial Services$212M4.7%2-7%
West Alabama Bank & Trust$123M2.7%2+36%
First Federal Bank, A FSB$120M2.7%3+16%
Renasant Bank$78M1.7%1+42%
Robertson Banking Company$67M1.5%2+2%
CB&S Bank, Inc.$65M1.4%1no 2020 presence
First US Bank$46M1.0%1-1%
Local Bank$39M0.9%1no 2020 presence
United Community Bank$37M0.8%1no 2020 presence
JPMorgan Chase Bank$34M0.8%1no 2020 presence
Truist Bank$33M0.7%1-45%
First Financial Bank$29M0.6%1+95%
Trustmark National Bank$25M0.6%1+118%
First State Bank of the South, Inc.$17M0.4%1+15%
FirstBank$9M0.2%1no 2020 presence
Investar Bank$8M0.2%1no 2020 presence
Woodforest National Bank$3M0.1%2-7%

The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Tuscaloosa market

Tuscaloosa County is one of 4 counties that make up the Tuscaloosa, AL market, a Metropolitan Statistical Area (ranked #172 of 293 U.S. markets by economic output). It produces 92.4% of the market’s output and holds 83.0% of its deposits.

MeasureTuscaloosa CountyShare of parent market
2024 GDP$11.4B92.4%
Deposits$4.5B83.0%
Population241,36885.6%

View the full Tuscaloosa market profile →

Recruiting in Tuscaloosa County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tuscaloosa County.

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