Bloomington-Bedford, IN

Bloomington-Bedford, IN holds $4.2 billion in deposits across 14 insured institutions and 44 branches, ranking #200 of 293 U.S. markets by economic output. JPMorgan Chase Bank is the largest deposit holder at 25.1% share. The top three institutions hold 59.4% of deposits, which places the market in the moderate band. Deposits have grown 14% since 2020 while the branch count fell by 7.

Deposit trend

Branches: 51 in 2020 to 44 in 2025. Institutions: 16 to 14. Top-three share: 58.0% to 59.4%. Deposits per branch: $95M.

Leading institutions by deposits

Institution	Deposits	Share	Branches	5‑yr
JPMorgan Chase Bank	1.1B	25.1%	5	+13%
Old National Bank	0.9B	22.3%	6	+15%
First Financial Bank	0.5B	11.9%	2	+30%
German American Bank	0.4B	9.5%	4	+6%
The Peoples State Bank	0.3B	7.5%	6	+29%
Owen County State Bank	0.3B	6.0%	5	+20%
Fifth Third Bank	0.3B	5.9%	3	+38%
Bedford Federal Savings Bank	0.2B	5.7%	2	+76%
Regions Bank	0.1B	2.4%	3	-28%
Jackson County Bank	0.1B	1.5%	3	+18%

The 10 largest of 14 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

County	State	GDP	Population	Share of GDP	Share of deposits
Monroe County	Indiana	$7,419M	143,345	78.1%	81.7%
Lawrence County	Indiana	$1,476M	45,568	15.5%	12.2%
Owen County	Indiana	$605M	21,886	6.4%	6.2%