Johnson County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $27.0B in deposits across 60 insured institutions and 228 branches. Capitol Federal Savings Bank is the largest deposit holder at 10.2% share. The top three institutions hold 27.3% of deposits, which places the county in the fragmented band. Deposits have grown 9.8% since 2020 while the branch count fell by 8. It produces $54.1B of output, ranking #81 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 236 in 2020 to 228 in 2025. Institutions: 62 to 60. Top-three share: 28.7% to 27.3%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Capitol Federal Savings Bank | $2.7B | 10.2% | -1% |
| U.S. Bank National Association | $2.4B | 8.9% | +6% |
| Bank of America, National Association | $2.2B | 8.2% | +9% |
| Commerce Bank | $1.9B | 7.1% | +3% |
| UMB Bank, National Association | $1.8B | 6.6% | +97% |
| Busey Bank | $1.5B | 5.7% | no 2020 presence |
| BOKF, National Association | $1.4B | 5.2% | +54% |
| Security Bank of Kansas City | $1.1B | 3.9% | -1% |
| First National Bank of Omaha | $1.0B | 3.8% | +28% |
| Enterprise Bank & Trust | $985M | 3.6% | +8% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Kansas City-Overland Park-Kansas City market
Johnson County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 32.7% of the market’s output and holds 24.9% of its deposits.
| Measure | Johnson County | Share of Kansas City-Overland Park-Kansas City market |
|---|---|---|
| 2024 GDP | $54.1B | 32.7% |
| Deposits | $27.0B | 24.9% |
| Population | 636,906 | 24.4% |
View the full Kansas City-Overland Park-Kansas City market profile →
Recruiting in Johnson County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County, on a retained basis.
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