Market Intelligence

Johnson County, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Kansas City-Overland Park-Kansas City, MO-KS › Johnson County

Johnson County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $26.6B in deposits across 60 insured institutions and 229 branches. Capitol Federal Savings Bank is the largest deposit holder at 10.4% share. The top three banks hold 29% of deposits, which places the county in the Fragmented band. Deposits have grown 0.9% since 2021 while the branch count fell by 3.0%. It produced $54.1B of real gross domestic product in 2024, ranking #81 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$54.1B
#81 of 1,523
Population
636,906
#113 of 1,523
GDP per Capita
$84,872
#107 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$26.6B
#96 of 1,523
Deposits per Capita
$41,798
#170 of 1,523
Deposits per Branch
$116M
#431 of 1,523
Competitive structure
Insured Institutions
60
#10 of 1,523
Branches per 100k Pop.
36.0
#298 of 1,523
Median Deposits per Institution
$148M
The median deposits booked by a single institution in the county. #555 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
74.1%
of county deposits held by banks with $100M to $100B in assets. #686 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
29%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+0.9% over 5 years
$26.4B
2021
$27.8B
2022
$26.6B
2023
$26.8B
2024
$27.0B
2025
$26.6B
2026

Branches: 236 in 2021 to 229 in 2026. Institutions: 65 to 60. Top-three share: 29% to 29%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Capitol Federal Savings Bank$2.8B10.4%14-7%
U.S. Bank$2.7B10.2%12+20%
Bank of America$2.2B8.3%11-6%
Commerce Bank$2.0B7.5%12-5%
First National Bank of Omaha$1.7B6.4%17-4%
UMB Bank$1.7B6.3%14-12%
BOKF$1.4B5.4%2+2%
Enterprise Bank & Trust$1.1B4.3%7+27%
Security Bank of Kansas City$1.1B4.1%13-8%
Bank of Labor$953M3.6%4+421%
The Central Trust Bank$792M3.0%13-7%
Wells Fargo Bank$652M2.5%5-37%
BMO Bank$620M2.3%9-44%
Intrust Bank$496M1.9%4+71%
nbkc bank$456M1.7%2+12%
Arvest Bank$433M1.6%8+37%
NBH Bank$413M1.6%5-10%
JPMorgan Chase Bank$384M1.4%9+216%
Busey Bank$374M1.4%2-73%
Cornerstone Bank$298M1.1%1+17%
Oakstar Bank$294M1.1%2+95%
Academy Bank$286M1.1%11+42%
Equity Bank$283M1.1%2+30%
Landmark National Bank$270M1.0%3-2%
Sunflower Bank$246M0.9%2+88%
PNC Bank$186M0.7%1+134%
Outdoor Bank$183M0.7%1+38%
Bank of Prairie Village$158M0.6%1+44%
First Business Bank$158M0.6%1+73%
TBO Bank$157M0.6%1no 2021 presence
Kendall Bank$138M0.5%2+146%
Union Bank and Trust Company$135M0.5%1+111%
Great Southern Bank$132M0.5%5-19%
Farmers Bank & Trust$118M0.4%2+24%
Fusion Bank$114M0.4%1+225%
First-Citizens Bank & Trust Company$99M0.4%1+25%
Great American Bank$94M0.4%1+85%
First Federal Savings and Loan Bank$92M0.3%1+19%
Mid-America Bank$90M0.3%1+464%
The First National Bank of Louisburg$86M0.3%2+69%
Simmons Bank$83M0.3%1+22%
TriCentury Bank$76M0.3%1+28%
Patriots Bank$71M0.3%1+73%
CoreFirst Bank & Trust$66M0.2%2+12%
First Federal Bank of Kansas City$64M0.2%2-2%
Omb Bank$59M0.2%2no 2021 presence
First Option Bank$53M0.2%1no 2021 presence
Core Bank$46M0.2%1+43%
Fidelity Bank$43M0.2%1-36%
Argentine Federal Savings$30M0.1%1+21%
First Heritage Bank$27M0.1%1-3%
Southern Bank$27M0.1%1+134%
Community National Bank$17M0.1%1-43%
Central National Bank$10M<0.1%1-7%
First State Bank of St. Charles, Missouri$10M<0.1%1+71%
Hawthorn Bank$9M<0.1%1no 2021 presence
Silver Lake Bank$8M<0.1%1no 2021 presence
National Advisors Trust Company$0M<0.1%1no 2021 presence
First Bank$0M0.0%1no 2021 presence
Midwest Heritage Bank, FSB$0M0.0%1no 2021 presence

The 60 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Kansas City-Overland Park-Kansas City market

Johnson County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 32.7% of the market’s output and holds 24.6% of its deposits.

MeasureJohnson CountyShare of parent market
2024 GDP$54.1B32.7%
Deposits$26.6B24.6%
Population636,90624.4%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Johnson County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County.

See how we help banks recruit commercial banking talent

Other counties in the Kansas City-Overland Park-Kansas City market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.