Market Intelligence

Johnson County, KS

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market Intelligence › Kansas City-Overland Park-Kansas City, MO-KS › Johnson County

Johnson County, Kansas, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $27.0B in deposits across 60 insured institutions and 228 branches. Capitol Federal Savings Bank is the largest deposit holder at 10.2% share. The top three banks hold 27% of deposits, which places the county in the Fragmented band. Deposits have grown 9.8% since 2020 while the branch count fell by 3.4%. It produces $54.1B of output, ranking #81 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$54.1B
#81 of 1,523
Population
636,906
#113 of 1,523
GDP per Capita
$84,872
#107 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$27.0B
#94 of 1,523
Deposits per Capita
$42,415
#153 of 1,523
Deposits per Branch
$118M
#392 of 1,523
Competitive structure
Insured Institutions
60
#12 of 1,523
Branches per 100k Pop.
35.8
#303 of 1,523
Median Deposits per Institution
$140M
The median deposits booked by a single institution in the county. #582 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
74.9%
of county deposits held by banks with $100M to $100B in assets. #704 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
27%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.8% over 5 years
$24.6B
2020
$26.4B
2021
$27.8B
2022
$26.6B
2023
$26.8B
2024
$27.0B
2025

Branches: 236 in 2020 to 228 in 2025. Institutions: 62 to 60. Top-three share: 29% to 27%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Capitol Federal Savings Bank$2.7B10.2%14-1%
U.S. Bank$2.4B8.9%12+6%
Bank of America$2.2B8.2%11+9%
Commerce Bank$1.9B7.1%12+3%
UMB Bank$1.8B6.6%15+97%
Busey Bank$1.5B5.7%2no 2020 presence
BOKF$1.4B5.2%2+54%
Security Bank of Kansas City$1.1B3.9%14-1%
First National Bank of Omaha$1.0B3.8%10+28%
Enterprise Bank & Trust$985M3.6%5+8%
Bank of Labor$911M3.4%4+365%
BMO Bank$847M3.1%9-22%
The Central Trust Bank$724M2.7%13no 2020 presence
Country Club Bank$654M2.4%8-12%
Wells Fargo Bank$634M2.3%5-53%
Intrust Bank$476M1.8%4+89%
Arvest Bank$467M1.7%8+71%
NBKC Bank$420M1.6%2-21%
NBH Bank$373M1.4%5-22%
Cornerstone Bank$327M1.2%1+56%
JPMorgan Chase Bank$303M1.1%8+512%
Academy Bank$294M1.1%11+26%
Equity Bank$260M1.0%2+96%
Landmark National Bank$247M0.9%3+191%
Oakstar Bank$240M0.9%2+1,064%
Sunflower Bank$232M0.9%2+122%
PNC Bank$188M0.7%1+159%
Outdoor Bank$158M0.6%1no 2020 presence
Union Bank and Trust Company$148M0.5%1+140%
Bank of Prairie Village$140M0.5%1+24%
Great Southern Bank$139M0.5%5+33%
Kendall Bank$135M0.5%2+177%
First Business Bank$124M0.5%1+13%
Fusion Bank$107M0.4%1+374%
Farmers Bank & Trust$105M0.4%2+58%
First Federal Savings and Loan Bank$98M0.4%1+24%
Great American Bank$96M0.4%1+96%
First Interstate Bank$88M0.3%2-39%
Mid-America Bank$84M0.3%1+1,243%
Simmons Bank$84M0.3%1+67%
TriCentury Bank$82M0.3%1+24%
First-Citizens Bank & Trust Company$76M0.3%10%
Small Business Bank$74M0.3%1+18%
CoreFirst Bank & Trust$68M0.3%2+29%
The First National Bank of Louisburg$68M0.3%2+52%
First Federal Bank of Kansas City$67M0.2%2+11%
Patriots Bank$65M0.2%1+107%
Fidelity Bank$59M0.2%1-13%
Community National Bank$38M0.1%1no 2020 presence
Argentine Federal Savings$31M0.1%1+50%
Southern Bank$29M0.1%1no 2020 presence
Core Bank$29M0.1%1-31%
First Option Bank$29M0.1%1no 2020 presence
First Heritage Bank$25M0.1%1-23%
Omb Bank$23M0.1%1no 2020 presence
First State Bank of St. Charles, Missouri$12M<0.1%1no 2020 presence
Central National Bank$10M<0.1%1+1%
Silver Lake Bank$5M<0.1%1no 2020 presence
Hawthorn Bank$5M<0.1%1no 2020 presence
Midwest Heritage Bank, FSB$0M0.0%1no 2020 presence

The 60 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Kansas City-Overland Park-Kansas City market

Johnson County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 32.7% of the market’s output and holds 24.9% of its deposits.

MeasureJohnson CountyShare of parent market
2024 GDP$54.1B32.7%
Deposits$27.0B24.9%
Population636,90624.4%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Johnson County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Johnson County.

See how we help banks recruit commercial banking talent

Other counties in the Kansas City-Overland Park-Kansas City market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.