Market Intelligence

Jackson County, MO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Kansas City-Overland Park-Kansas City, MO-KS › Jackson County

Jackson County, Missouri, a core county of the Kansas City-Overland Park-Kansas City, MO-KS market, holds $54.3B in deposits across 43 insured institutions and 170 branches. UMB Bank is the largest deposit holder at 58.4% share. The top three banks hold 75% of deposits, which places the county in the Concentrated band. Deposits have grown 38.9% since 2021 while the branch count fell by 4.0%. It produced $52.1B of real gross domestic product in 2024, ranking #85 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$52.1B
#85 of 1,523
Population
732,994
#97 of 1,523
GDP per Capita
$71,041
#184 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$54.3B
#56 of 1,523
Deposits per Capita
$74,104
#44 of 1,523
Deposits per Branch
$320M
#39 of 1,523
Competitive structure
Insured Institutions
43
#30 of 1,523
Branches per 100k Pop.
23.2
#813 of 1,523
Median Deposits per Institution
$133M
The median deposits booked by a single institution in the county. #643 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
91.8%
of county deposits held by banks with $100M to $100B in assets. #330 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
75%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+38.9% over 5 years
$39.1B
2021
$40.5B
2022
$43.6B
2023
$44.3B
2024
$54.8B
2025
$54.3B
2026

Branches: 177 in 2021 to 170 in 2026. Institutions: 45 to 43. Top-three share: 72% to 75%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
UMB Bank$31.7B58.4%13+65%
Commerce Bank$6.4B11.9%160%
Lead Bank$2.5B4.5%2+274%
Bank of America$1.9B3.6%10-26%
U.S. Bank$1.8B3.2%14+11%
The Central Trust Bank$966M1.8%14+3%
North American Savings Bank, F.S.B.$909M1.7%3+18%
First National Bank of Omaha$891M1.6%6+27%
Busey Bank$773M1.4%1+168%
Academy Bank$729M1.3%6+7%
Blue Ridge Bank and Trust Co.$714M1.3%8+15%
NBH Bank$659M1.2%5-28%
nbkc bank$478M0.9%1+20%
First Federal Bank of Kansas City$459M0.8%4+31%
Security Bank of Kansas City$435M0.8%6+12%
Arvest Bank$342M0.6%8+12%
Central Bank of Kansas City$337M0.6%2+19%
BMO Bank$331M0.6%6-5%
Simmons Bank$196M0.4%2+51%
JPMorgan Chase Bank$193M0.4%10+1,670%
Pinnacle Bank$178M0.3%1+76%
Bank of Odessa$133M0.2%1+46%
Equity Bank$118M0.2%3-49%
PNC Bank$94M0.2%2+354%
Hawthorn Bank$93M0.2%2-3%
F & C Bank$87M0.2%1+50%
Bison State Bank$86M0.2%1no 2021 presence
The Bank of Grain Valley$85M0.2%2-1%
Enterprise Bank & Trust$79M0.1%1-65%
First-Citizens Bank & Trust Company$74M0.1%1+11%
BOKF$71M0.1%3-6%
Bank 21$67M0.1%1+64%
Great Southern Bank$66M0.1%2-11%
State Bank of Missouri$64M0.1%2-6%
Great American Bank$63M0.1%2+70%
Sterling Bank$60M0.1%1+705%
America's Community Bank$49M0.1%1+48%
Southern Bank$42M0.1%1-8%
Preferred Bank$31M0.1%1-15%
Capitol Federal Savings Bank$26M<0.1%1-8%
Emprise Bank$21M<0.1%1no 2021 presence
Liberty Bank and Trust Company$13M<0.1%1-40%
State Street Bank and Trust Company$0M0.0%1no 2021 presence

The 43 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Kansas City-Overland Park-Kansas City market

Jackson County is one of 22 counties that make up the Kansas City-Overland Park-Kansas City, MO-KS market, a Combined Statistical Area (ranked #33 of 293 U.S. markets by economic output). It produces 31.5% of the market’s output and holds 50.2% of its deposits.

MeasureJackson CountyShare of parent market
2024 GDP$52.1B31.5%
Deposits$54.3B50.2%
Population732,99428.1%

View the full Kansas City-Overland Park-Kansas City market profile →

Recruiting in Jackson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jackson County.

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Other counties in the Kansas City-Overland Park-Kansas City market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.