Market Intelligence

Clackamas County, OR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Clackamas County, Oregon, a core county of the Portland-Vancouver-Salem, OR-WA market, holds $9.8B in deposits across 20 insured institutions and 79 branches. U.S. Bank National Association is the largest deposit holder at 23.1% share. The top three banks hold 57% of deposits, which places the county in the Moderate band. Deposits have grown 10.6% since 2020 while the branch count fell by 16.8%. It produces $23.9B of output, ranking #194 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$23.9B
#194 of 1,523
Population
426,280
#181 of 1,523
GDP per Capita
$56,158
#435 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$9.8B
#208 of 1,523
Deposits per Capita
$22,944
#720 of 1,523
Deposits per Branch
$124M
#347 of 1,523
Competitive structure
Insured Institutions
20
#209 of 1,523
Branches per 100k Pop.
18.5
#1,104 of 1,523
Median Deposits per Institution
$149M
The median deposits booked by a single institution in the county. #534 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
20.1%
of county deposits held by banks with $100M to $100B in assets. #1,443 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
57%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+10.6% over 5 years
$8.8B
2020
$10.1B
2021
$10.9B
2022
$9.8B
2023
$10.0B
2024
$9.8B
2025

Branches: 95 in 2020 to 79 in 2025. Institutions: 20 to 20. Top-three share: 54% to 57%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
U.S. Bank$2.3B23.1%13+22%
JPMorgan Chase Bank$1.8B18.2%12+25%
Wells Fargo Bank$1.5B15.4%90%
Bank of America$1.3B13.4%7+18%
Umpqua Bank$775M7.9%7-9%
KeyBank$724M7.4%11-14%
Northwest Bank$374M3.8%2+50%
Clackamas County Bank$187M1.9%3+20%
Pacific West Bank$183M1.9%2+20%
Banner Bank$150M1.5%1+5%
Lewis & Clark Bank$148M1.5%1-9%
First-Citizens Bank & Trust Company$134M1.4%1+118%
BMO Bank$96M1.0%3-44%
HomeStreet Bank$67M0.7%1+7%
Washington Federal Bank$30M0.3%1-41%
First Interstate Bank$27M0.3%1+12%
Citizens Bank$19M0.2%1+11%
Bank of the Pacific$8M0.1%1no 2020 presence
Riverview Bank$0M0.0%1no 2020 presence
Manufacturers and Traders Trust Company$0M0.0%1no 2020 presence

The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Portland-Vancouver-Salem market

Clackamas County is one of 12 counties that make up the Portland-Vancouver-Salem, OR-WA market, a Combined Statistical Area (ranked #21 of 293 U.S. markets by economic output). It produces 11.0% of the market’s output and holds 12.8% of its deposits.

MeasureClackamas CountyShare of parent market
2024 GDP$23.9B11.0%
Deposits$9.8B12.8%
Population426,28012.8%

View the full Portland-Vancouver-Salem market profile →

Recruiting in Clackamas County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Clackamas County.

See how we help banks recruit commercial banking talent