Market Intelligence

Multnomah County, OR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Multnomah County, Oregon, a core county of the Portland-Vancouver-Salem, OR-WA market, holds $33.8B in deposits across 21 insured institutions and 114 branches. Bank of America, National Association is the largest deposit holder at 29.7% share. The top three banks hold 69% of deposits, which places the county in the Concentrated band. Deposits have fallen 11.2% since 2020 while the branch count fell by 28.3%. It produces $72.7B of output, ranking #59 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$72.7B
#59 of 1,523
Population
795,391
#82 of 1,523
GDP per Capita
$91,366
#73 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$33.8B
#78 of 1,523
Deposits per Capita
$42,545
#152 of 1,523
Deposits per Branch
$297M
#45 of 1,523
Competitive structure
Insured Institutions
21
#198 of 1,523
Branches per 100k Pop.
14.3
#1,322 of 1,523
Median Deposits per Institution
$359M
The median deposits booked by a single institution in the county. #104 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
12.0%
of county deposits held by banks with $100M to $100B in assets. #1,495 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
69%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)-11.2% over 5 years
$38.1B
2020
$41.3B
2021
$40.9B
2022
$35.1B
2023
$33.3B
2024
$33.8B
2025

Branches: 159 in 2020 to 114 in 2025. Institutions: 24 to 21. Top-three share: 65% to 69%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of America$10.1B29.7%11+3%
U.S. Bank$9.0B26.6%18+1%
Wells Fargo Bank$4.2B12.5%18-35%
KeyBank$3.1B9.1%11+12%
JPMorgan Chase Bank$2.7B8.0%17-31%
Umpqua Bank$1.6B4.6%14-27%
BMO Bank$686M2.0%5-65%
Washington Federal Bank$516M1.5%3+69%
Heritage Bank$387M1.1%2+101%
Beneficial State Bank$382M1.1%3+25%
Washington Trust Bank$359M1.1%1+11%
Riverview Bank$178M0.5%2-14%
Summit Bank$131M0.4%1+363%
Banner Bank$130M0.4%1+55%
Zions Bancorporation$125M0.4%1-23%
Pacific West Bank$122M0.4%1no 2020 presence
First Interstate Bank$71M0.2%1-61%
HomeStreet Bank$56M0.2%1-71%
Clackamas County Bank$43M0.1%1+2%
Pacific Premier Bank$5M<0.1%1-80%
Davidson Trust Co.$0M0.0%1no 2020 presence

The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Portland-Vancouver-Salem market

Multnomah County is one of 12 counties that make up the Portland-Vancouver-Salem, OR-WA market, a Combined Statistical Area (ranked #21 of 293 U.S. markets by economic output). It produces 33.3% of the market’s output and holds 44.2% of its deposits.

MeasureMultnomah CountyShare of parent market
2024 GDP$72.7B33.3%
Deposits$33.8B44.2%
Population795,39123.9%

View the full Portland-Vancouver-Salem market profile →

Recruiting in Multnomah County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Multnomah County.

See how we help banks recruit commercial banking talent