Market Intelligence

Multnomah County, OR

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Multnomah County, Oregon, a core county of the Portland-Vancouver-Salem, OR-WA market, holds $33.8B in deposits across 21 insured institutions and 114 branches. Bank of America, National Association is the largest deposit holder at 29.7% share. The top three institutions hold 68.8% of deposits, which places the county in the concentrated band. Deposits have fallen 11.2% since 2020 while the branch count fell by 45. It produces $72.7B of output, ranking #59 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$72.7B
#59 of 1,523
Total Deposits
$33.8B
#78 of 1,523
Population
795,391
#82 of 1,523
GDP per Capita
$91,366
#73 of 1,523
Insured Institutions
21
#198 of 1,523
Deposits per Branch
$297M
#45 of 1,523
Deposits per Capita
$42,545
#152 of 1,523
Branches per 100k Pop.
14.3
#1,322 of 1,523
Median Institution Size
$359M
Median deposits of the institutions operating in the county. #104 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
7.0%
of market deposits held by banks with $100M to $50B in assets. #1,492 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
68.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-11.2% over 5 years
$38.1B
2020
$41.3B
2021
$40.9B
2022
$35.1B
2023
$33.3B
2024
$33.8B
2025

Branches: 159 in 2020 to 114 in 2025. Institutions: 24 to 21. Top-three share: 65.0% to 68.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Bank of America, National Association$10.1B29.7%11+3%
U.S. Bank National Association$9.0B26.6%18+1%
Wells Fargo Bank, National Association$4.2B12.5%18-35%
KeyBank National Association$3.1B9.1%11+12%
JPMorgan Chase Bank, National Association$2.7B8.0%17-31%
Umpqua Bank$1.6B4.6%14-27%
BMO Bank National Association$686M2.0%5-65%
Washington Federal Bank$516M1.5%3+69%
Heritage Bank$387M1.1%2+101%
Beneficial State Bank$382M1.1%3+25%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Portland-Vancouver-Salem market

Multnomah County is one of 12 counties that make up the Portland-Vancouver-Salem, OR-WA market, a Combined Statistical Area (ranked #21 of 293 U.S. markets by economic output). It produces 33.3% of the market’s output and holds 44.2% of its deposits.

MeasureMultnomah CountyShare of Portland-Vancouver-Salem market
2024 GDP$72.7B33.3%
Deposits$33.8B44.2%
Population795,39123.9%

View the full Portland-Vancouver-Salem market profile →

Recruiting in Multnomah County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Multnomah County, on a retained basis.

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