Market Intelligence

Clark County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Clark County, Washington, a core county of the Portland-Vancouver-Salem, OR-WA market, holds $8.3B in deposits across 18 insured institutions and 72 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 23.7% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 15.4% since 2020 while the branch count fell by 8.9%. It produces $26.1B of output, ranking #178 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$26.1B
#178 of 1,523
Population
532,119
#141 of 1,523
GDP per Capita
$49,021
#612 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$8.3B
#231 of 1,523
Deposits per Capita
$15,543
#1,165 of 1,523
Deposits per Branch
$115M
#417 of 1,523
Competitive structure
Insured Institutions
18
#257 of 1,523
Branches per 100k Pop.
13.5
#1,362 of 1,523
Median Deposits per Institution
$138M
The median deposits booked by a single institution in the county. #588 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
33.6%
of county deposits held by banks with $100M to $100B in assets. #1,308 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
54%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+15.4% over 5 years
$7.2B
2020
$8.5B
2021
$9.4B
2022
$8.1B
2023
$8.2B
2024
$8.3B
2025

Branches: 79 in 2020 to 72 in 2025. Institutions: 17 to 18. Top-three share: 50% to 54%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$2.0B23.7%13+34%
Umpqua Bank$1.3B15.9%8-9%
U.S. Bank$1.2B14.4%9+27%
Bank of America$1.1B13.8%8+10%
Wells Fargo Bank$937M11.3%7+19%
Riverview Bank$783M9.5%10+7%
KeyBank$223M2.7%5+7%
Banner Bank$176M2.1%2+20%
Pacific Premier Bank$169M2.0%1+14%
Heritage Bank$108M1.3%1+43%
HomeStreet Bank$84M1.0%1-1%
Washington Federal Bank$48M0.6%1-27%
Bank of the Pacific$41M0.5%1-7%
Washington Trust Bank$39M0.5%1no 2020 presence
First-Citizens Bank & Trust Company$32M0.4%1+2,020%
Pacific West Bank$15M0.2%1no 2020 presence
BMO Bank$14M0.2%1no 2020 presence
Davidson Trust Co.$0M0.0%1no 2020 presence

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Portland-Vancouver-Salem market

Clark County is one of 12 counties that make up the Portland-Vancouver-Salem, OR-WA market, a Combined Statistical Area (ranked #21 of 293 U.S. markets by economic output). It produces 11.9% of the market’s output and holds 10.8% of its deposits.

MeasureClark CountyShare of parent market
2024 GDP$26.1B11.9%
Deposits$8.3B10.8%
Population532,11916.0%

View the full Portland-Vancouver-Salem market profile →

Recruiting in Clark County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Clark County.

See how we help banks recruit commercial banking talent