Polk County, Oregon, a core county of the Portland-Vancouver-Salem, OR-WA market, holds $795M in deposits across 6 insured institutions and 9 branches. U.S. Bank National Association is the largest deposit holder at 26.0% share. The top three institutions hold 70.7% of deposits, which places the county in the concentrated band. Deposits have fallen 1.2% since 2020 while the branch count fell by 4. It produces $2.5B of output, ranking #845 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 13 in 2020 to 9 in 2025. Institutions: 8 to 6. Top-three share: 59.8% to 70.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| U.S. Bank National Association | $207M | 26.0% | +9% |
| Umpqua Bank | $180M | 22.7% | -6% |
| JPMorgan Chase Bank, National Association | $174M | 21.9% | +26% |
| Washington Federal Bank | $154M | 19.4% | +1% |
| Citizens Bank | $45M | 5.6% | +6% |
| KeyBank National Association | $34M | 4.3% | +4% |
The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Portland-Vancouver-Salem market
Polk County is one of 12 counties that make up the Portland-Vancouver-Salem, OR-WA market, a Combined Statistical Area (ranked #21 of 293 U.S. markets by economic output). It produces 1.1% of the market’s output and holds 1.0% of its deposits.
| Measure | Polk County | Share of Portland-Vancouver-Salem market |
|---|---|---|
| 2024 GDP | $2.5B | 1.1% |
| Deposits | $795M | 1.0% |
| Population | 90,037 | 2.7% |
View the full Portland-Vancouver-Salem market profile →
Recruiting in Polk County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Polk County, on a retained basis.
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