Market Intelligence

Clear Creek County, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Clear Creek County, Colorado, a county in the Denver-Aurora-Greeley, CO market, holds $29M in deposits across 1 insured institution and 1 branch. Evergreen National Bank is the largest deposit holder at 100.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have fallen 63.4% since 2020 while the branch count fell by 2. It produces $478M of output, ranking #1,369 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$478M
#1,369 of 1,523
Total Deposits
$29M
#1,519 of 1,523
Population
8,994
#1,457 of 1,523
GDP per Capita
$53,198
#495 of 1,523
Insured Institutions
1
#1,490 of 1,523
Deposits per Branch
$29M
#1,509 of 1,523
Deposits per Capita
$3,191
#1,520 of 1,523
Branches per 100k Pop.
11.1
#1,427 of 1,523
Median Institution Size
$29M
Median deposits of the institutions operating in the county. #1,505 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #41 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025-63.4% over 5 years
$79M
2020
$82M
2021
$37M
2022
$17M
2023
$14M
2024
$29M
2025

Branches: 3 in 2020 to 1 in 2025. Institutions: 2 to 1. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Evergreen National Bank$29M100.0%1+5%

The 1 insured institution with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Denver-Aurora-Greeley market

Clear Creek County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 0.1% of the market’s output and holds 0.0% of its deposits.

MeasureClear Creek CountyShare of Denver-Aurora-Greeley market
2024 GDP$478M0.1%
Deposits$29M0.0%
Population8,9940.2%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Clear Creek County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Clear Creek County, on a retained basis.

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