Market Intelligence

Arapahoe County, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Arapahoe County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $20.2B in deposits across 39 insured institutions and 141 branches. Wells Fargo Bank, National Association is the largest deposit holder at 21.2% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have grown 9.8% since 2020 while the branch count fell by 6.6%. It produces $54.5B of output, ranking #80 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$54.5B
#80 of 1,523
Population
673,820
#105 of 1,523
GDP per Capita
$80,826
#124 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$20.2B
#111 of 1,523
Deposits per Capita
$29,949
#389 of 1,523
Deposits per Branch
$143M
#222 of 1,523
Competitive structure
Insured Institutions
39
#43 of 1,523
Branches per 100k Pop.
20.9
#940 of 1,523
Median Deposits per Institution
$177M
The median deposits booked by a single institution in the county. #404 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
50.0%
of county deposits held by banks with $100M to $100B in assets. #1,095 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
52%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.8% over 5 years
$18.4B
2020
$20.9B
2021
$22.0B
2022
$20.3B
2023
$20.1B
2024
$20.2B
2025

Branches: 151 in 2020 to 141 in 2025. Institutions: 40 to 39. Top-three share: 52% to 52%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$4.3B21.2%18-7%
FirstBank$3.6B17.7%12+28%
JPMorgan Chase Bank$2.7B13.5%17+29%
NBH Bank$1.8B9.0%2+310%
Colorado Federal Savings Bank$1.5B7.4%1-28%
U.S. Bank$1.3B6.7%11-1%
BMO Bank$426M2.1%9-40%
KeyBank$410M2.0%12-20%
Bank of America$404M2.0%5-16%
UMB Bank$378M1.9%4+664%
BOKF$365M1.8%5-7%
InBank$275M1.4%1+76%
SouthState Bank$274M1.4%3+30%
PNC Bank$214M1.1%6-18%
Bank of Colorado$214M1.1%2+89%
First National Bank$210M1.0%1+6%
First American State Bank$200M1.0%1-12%
Redstone Bank$185M0.9%2+20%
The Huntington National Bank$181M0.9%5-54%
Sunflower Bank$177M0.9%1+250%
Academy Bank$135M0.7%2+96%
Zions Bancorporation$127M0.6%2-8%
Glacier Bank$124M0.6%2+1,110%
First-Citizens Bank & Trust Company$123M0.6%2+18%
First Western Trust Bank$114M0.6%1+28%
United Fidelity Bank, fsb$57M0.3%1+329%
5Star Bank$56M0.3%1+128%
State Bank of Downs$52M0.3%1+41%
Commerce Bank$51M0.3%1-20%
First Interstate Bank$44M0.2%1+110%
The Central Trust Bank$43M0.2%1no 2020 presence
TBK Bank, SSB$38M0.2%1no 2020 presence
First Fidelity Bank$34M0.2%1+4,493%
Fortis Bank$25M0.1%1-23%
CoreFirst Bank & Trust$18M0.1%1+52%
AMG National Trust Bank$6M<0.1%1-13%
United Business Bank$4M<0.1%1-78%
MidFirst Bank$0M0.0%1no 2020 presence
Members Trust Company$0M0.0%1no 2020 presence

The 39 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Denver-Aurora-Greeley market

Arapahoe County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 16.8% of the market’s output and holds 15.9% of its deposits.

MeasureArapahoe CountyShare of parent market
2024 GDP$54.5B16.8%
Deposits$20.2B15.9%
Population673,82017.7%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Arapahoe County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Arapahoe County.

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