Market Intelligence

Arapahoe County, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Arapahoe County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $20.2B in deposits across 39 insured institutions and 141 branches. Wells Fargo Bank, National Association is the largest deposit holder at 21.2% share. The top three institutions hold 52.3% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.8% since 2020 while the branch count fell by 10. It produces $54.5B of output, ranking #80 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$54.5B
#80 of 1,523
Total Deposits
$20.2B
#111 of 1,523
Population
673,820
#105 of 1,523
GDP per Capita
$80,826
#124 of 1,523
Insured Institutions
39
#43 of 1,523
Deposits per Branch
$143M
#222 of 1,523
Deposits per Capita
$29,949
#389 of 1,523
Branches per 100k Pop.
20.9
#940 of 1,523
Median Institution Size
$177M
Median deposits of the institutions operating in the county. #404 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
44.3%
of market deposits held by banks with $100M to $50B in assets. #1,051 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
52.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.8% over 5 years
$18.4B
2020
$20.9B
2021
$22.0B
2022
$20.3B
2023
$20.1B
2024
$20.2B
2025

Branches: 151 in 2020 to 141 in 2025. Institutions: 40 to 39. Top-three share: 51.5% to 52.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$4.3B21.2%18-7%
FirstBank$3.6B17.7%12+28%
JPMorgan Chase Bank, National Association$2.7B13.5%17+29%
NBH Bank$1.8B9.0%2+310%
Colorado Federal Savings Bank$1.5B7.4%1-28%
U.S. Bank National Association$1.3B6.7%11-1%
BMO Bank National Association$426M2.1%9-40%
KeyBank National Association$410M2.0%12-20%
Bank of America, National Association$404M2.0%5-16%
UMB Bank, National Association$378M1.9%4+664%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Denver-Aurora-Greeley market

Arapahoe County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 16.8% of the market’s output and holds 15.9% of its deposits.

MeasureArapahoe CountyShare of Denver-Aurora-Greeley market
2024 GDP$54.5B16.8%
Deposits$20.2B15.9%
Population673,82017.7%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Arapahoe County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Arapahoe County, on a retained basis.

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