Market Intelligence

Denver County, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Denver County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $54.4B in deposits across 43 insured institutions and 158 branches. Wells Fargo Bank, National Association is the largest deposit holder at 20.5% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have fallen 6.0% since 2020 while the branch count fell by 10.7%. It produces $104.1B of output, ranking #44 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$104.1B
#44 of 1,523
Population
740,613
#94 of 1,523
GDP per Capita
$140,511
#25 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$54.4B
#54 of 1,523
Deposits per Capita
$73,432
#39 of 1,523
Deposits per Branch
$344M
#35 of 1,523
Competitive structure
Insured Institutions
43
#34 of 1,523
Branches per 100k Pop.
21.3
#907 of 1,523
Median Deposits per Institution
$216M
The median deposits booked by a single institution in the county. #298 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
32.6%
of county deposits held by banks with $100M to $100B in assets. #1,323 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
52%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)-6.0% over 5 years
$57.9B
2020
$66.7B
2021
$68.2B
2022
$61.0B
2023
$57.2B
2024
$54.4B
2025

Branches: 177 in 2020 to 158 in 2025. Institutions: 44 to 43. Top-three share: 54% to 52%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$11.1B20.5%12-12%
U.S. Bank$8.7B15.9%15-13%
JPMorgan Chase Bank$8.3B15.3%19-2%
UMB Bank$3.8B7.0%10+134%
Bank of America$3.1B5.7%7+1%
KeyBank$3.0B5.5%8-40%
FirstBank$2.8B5.1%10+16%
BOKF$2.2B4.0%3-27%
Zions Bancorporation$1.3B2.4%6-28%
First Western Trust Bank$1.3B2.4%2+98%
BMO Bank$1.2B2.2%8-16%
Fortis Bank$1.1B1.9%1+49%
SouthState Bank$847M1.6%3+88%
PNC Bank$812M1.5%6-43%
MidFirst Bank$663M1.2%2+10%
ANB Bank$584M1.1%2-2%
Alpine Bank$451M0.8%3+99%
MidWestOne Bank$414M0.8%3+337%
Native American Bank$338M0.6%1+203%
Bankers' Bank of the West$269M0.5%1-26%
Bank of Colorado$228M0.4%2+105%
Busey Bank$216M0.4%1no 2020 presence
NBH Bank$187M0.3%2+8%
The Northern Trust Company$184M0.3%1-23%
The Huntington National Bank$174M0.3%8+149%
Western Alliance Bank$173M0.3%1no 2020 presence
First Interstate Bank$150M0.3%2+280%
Banc of California$143M0.3%1+324%
InBank$127M0.2%1no 2020 presence
Glacier Bank$113M0.2%1-58%
First-Citizens Bank & Trust Company$86M0.2%1+39%
Academy Bank$81M0.1%3+81%
Sunflower Bank$69M0.1%2-88%
Beal Bank USA$69M0.1%1-9%
Encore Bank$63M0.1%1no 2020 presence
United Fidelity Bank, fsb$39M0.1%1+370%
Kirkpatrick Bank$38M0.1%1+27%
The Pueblo Bank and Trust Company$37M0.1%1+222%
Commerce Bank$32M0.1%1+867%
Young Americans Bank$13M<0.1%1-34%
Transact Bank$5M<0.1%1-75%
BNY Mellon$0M0.0%1no 2020 presence
CIBC National Trust Company$0M0.0%1no 2020 presence

The 43 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Denver-Aurora-Greeley market

Denver County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 32.1% of the market’s output and holds 42.9% of its deposits.

MeasureDenver CountyShare of parent market
2024 GDP$104.1B32.1%
Deposits$54.4B42.9%
Population740,61319.5%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Denver County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Denver County.

See how we help banks recruit commercial banking talent