Market Intelligence

Denver County, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Denver County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $61.1B in deposits across 45 insured institutions and 163 branches. Wells Fargo Bank is the largest deposit holder at 20.0% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have fallen 8.5% since 2021 while the branch count fell by 6.9%. It produced $104.1B of real gross domestic product in 2024, ranking #44 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$104.1B
#44 of 1,523
Population
740,613
#94 of 1,523
GDP per Capita
$140,511
#25 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$61.1B
#51 of 1,523
Deposits per Capita
$82,471
#32 of 1,523
Deposits per Branch
$375M
#31 of 1,523
Competitive structure
Insured Institutions
45
#25 of 1,523
Branches per 100k Pop.
22.0
#874 of 1,523
Median Deposits per Institution
$208M
The median deposits booked by a single institution in the county. #332 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
26.1%
of county deposits held by banks with $100M to $100B in assets. #1,366 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
52%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-8.5% over 5 years
$66.7B
2021
$68.2B
2022
$61.0B
2023
$57.2B
2024
$54.7B
2025
$61.1B
2026

Branches: 175 in 2021 to 163 in 2026. Institutions: 45 to 45. Top-three share: 59% to 52%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$12.2B20.0%12-16%
U.S. Bank$10.0B16.3%14-31%
JPMorgan Chase Bank$9.6B15.7%19-9%
PNC Bank$4.5B7.4%18+14%
UMB Bank$4.1B6.8%7+37%
Bank of America$4.0B6.6%7+52%
KeyBank$3.2B5.2%8-15%
BOKF$2.4B3.9%4-18%
First Western Trust Bank$1.5B2.5%3+115%
Zions Bancorporation$1.4B2.3%6-26%
BMO Bank$1.1B1.8%8-34%
Fortis Bank$1.0B1.7%1+25%
SouthState Bank$718M1.2%3-15%
MidFirst Bank$674M1.1%2-5%
ANB Bank$586M1.0%2-11%
Alpine Bank$453M0.7%3+17%
Nicolet National Bank$388M0.6%3+7%
Bank of Colorado$292M0.5%2+160%
Native American Bank$265M0.4%1+145%
Bankers' Bank of the West$250M0.4%1-16%
The Huntington National Bank$245M0.4%9+273%
Banc of California$236M0.4%1+92%
The Northern Trust Company$208M0.3%1-26%
Western Alliance Bank$189M0.3%1no 2021 presence
Columbia Bank$178M0.3%1no 2021 presence
NBH Bank$165M0.3%2-10%
Busey Bank$163M0.3%2+134%
First Interstate Bank$151M0.2%2+257%
Glacier Bank$119M0.2%1-63%
Encore Bank$116M0.2%1no 2021 presence
InBank$107M0.2%1no 2021 presence
First-Citizens Bank & Trust Company$82M0.1%1+19%
Academy Bank$80M0.1%3+98%
Beal Bank USA$69M0.1%1-14%
Sunflower Bank$65M0.1%2-87%
United Fidelity Bank, fsb$60M0.1%1+441%
State Bank of Downs$53M0.1%1no 2021 presence
PB&T Bank$46M0.1%1+178%
Parkside Financial Bank & Trust$33M0.1%1no 2021 presence
Commerce Bank$25M<0.1%1+585%
TBK Bank, SSB$21M<0.1%1no 2021 presence
Young Americans Bank$12M<0.1%1-41%
Transact Bank$5M<0.1%1-72%
BNY Mellon$0M0.0%1no 2021 presence
CIBC National Trust Company$0M0.0%1no 2021 presence

The 45 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Denver-Aurora-Greeley market

Denver County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 32.1% of the market’s output and holds 46.4% of its deposits.

MeasureDenver CountyShare of parent market
2024 GDP$104.1B32.1%
Deposits$61.1B46.4%
Population740,61319.5%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Denver County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Denver County.

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