Market Intelligence

Jefferson County, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Jefferson County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $18.1B in deposits across 24 insured institutions and 118 branches. FirstBank is the largest deposit holder at 37.3% share. The top three institutions hold 67.1% of deposits, which places the county in the concentrated band. Deposits have grown 11.3% since 2020 while the branch count fell by 10. It produces $37.1B of output, ranking #126 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$37.1B
#126 of 1,523
Total Deposits
$18.1B
#131 of 1,523
Population
580,451
#124 of 1,523
GDP per Capita
$63,926
#280 of 1,523
Insured Institutions
24
#150 of 1,523
Deposits per Branch
$153M
#187 of 1,523
Deposits per Capita
$31,155
#346 of 1,523
Branches per 100k Pop.
20.3
#988 of 1,523
Median Institution Size
$144M
Median deposits of the institutions operating in the county. #552 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
46.3%
of market deposits held by banks with $100M to $50B in assets. #1,031 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
67.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+11.3% over 5 years
$16.3B
2020
$18.2B
2021
$19.8B
2022
$17.7B
2023
$17.2B
2024
$18.1B
2025

Branches: 128 in 2020 to 118 in 2025. Institutions: 20 to 24. Top-three share: 69.6% to 67.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
FirstBank$6.8B37.3%16+11%
Wells Fargo Bank, National Association$3.2B17.9%14-4%
JPMorgan Chase Bank, National Association$2.2B11.9%14+22%
U.S. Bank National Association$2.0B11.2%13+8%
Solera National Bank$1.1B6.1%1no 2020 presence
BMO Bank National Association$638M3.5%11-40%
KeyBank National Association$385M2.1%10-13%
UMB Bank, National Association$361M2.0%6no 2020 presence
BOKF, National Association$230M1.3%2-14%
Zions Bancorporation, N.A.$189M1.1%3+100%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Denver-Aurora-Greeley market

Jefferson County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 11.4% of the market’s output and holds 14.3% of its deposits.

MeasureJefferson CountyShare of Denver-Aurora-Greeley market
2024 GDP$37.1B11.4%
Deposits$18.1B14.3%
Population580,45115.3%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Jefferson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jefferson County, on a retained basis.

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