Market Intelligence

Jefferson County, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Jefferson County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $18.1B in deposits across 24 insured institutions and 118 branches. FirstBank is the largest deposit holder at 37.3% share. The top three banks hold 67% of deposits, which places the county in the Concentrated band. Deposits have grown 11.3% since 2020 while the branch count fell by 7.8%. It produces $37.1B of output, ranking #126 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$37.1B
#126 of 1,523
Population
580,451
#124 of 1,523
GDP per Capita
$63,926
#280 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$18.1B
#131 of 1,523
Deposits per Capita
$31,155
#346 of 1,523
Deposits per Branch
$153M
#187 of 1,523
Competitive structure
Insured Institutions
24
#150 of 1,523
Branches per 100k Pop.
20.3
#988 of 1,523
Median Deposits per Institution
$144M
The median deposits booked by a single institution in the county. #552 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
51.4%
of county deposits held by banks with $100M to $100B in assets. #1,082 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
67%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+11.3% over 5 years
$16.3B
2020
$18.2B
2021
$19.8B
2022
$17.7B
2023
$17.2B
2024
$18.1B
2025

Branches: 128 in 2020 to 118 in 2025. Institutions: 20 to 24. Top-three share: 70% to 67%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
FirstBank$6.8B37.3%16+11%
Wells Fargo Bank$3.2B17.9%14-4%
JPMorgan Chase Bank$2.2B11.9%14+22%
U.S. Bank$2.0B11.3%13+8%
Solera National Bank$1.1B6.1%1no 2020 presence
BMO Bank$638M3.5%11-40%
KeyBank$385M2.1%10-13%
UMB Bank$361M2.0%6no 2020 presence
BOKF$230M1.3%2-14%
Zions Bancorporation$189M1.0%3+100%
The Huntington National Bank$161M0.9%6-20%
SouthState Bank$151M0.8%2-5%
Bank of Colorado$138M0.8%1+15%
PNC Bank$129M0.7%5+12%
Evergreen National Bank$89M0.5%2-3%
NBH Bank$72M0.4%1-12%
Academy Bank$71M0.4%3+13%
FirsTier Bank$58M0.3%1no 2020 presence
Bank of America$49M0.3%2no 2020 presence
Sunflower Bank$33M0.2%1-19%
TBK Bank, SSB$23M0.1%1-20%
First Interstate Bank$18M0.1%1-46%
ANB Bank$7M<0.1%1no 2020 presence
Young Americans Bank$1M<0.1%1no 2020 presence

The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Denver-Aurora-Greeley market

Jefferson County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 11.4% of the market’s output and holds 14.3% of its deposits.

MeasureJefferson CountyShare of parent market
2024 GDP$37.1B11.4%
Deposits$18.1B14.3%
Population580,45115.3%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Jefferson County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Jefferson County.

See how we help banks recruit commercial banking talent