Adams County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $6.1B in deposits across 22 insured institutions and 83 branches. Wells Fargo Bank is the largest deposit holder at 23.5% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have fallen 7.7% since 2021 while the branch count rose by 6.4%. It produced $33.0B of real gross domestic product in 2024, ranking #143 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 78 in 2021 to 83 in 2026. Institutions: 21 to 22. Top-three share: 52% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $1.4B | 23.5% | -12% |
| JPMorgan Chase Bank | $943M | 15.3% | +4% |
| PNC Bank | $887M | 14.4% | -29% |
| U.S. Bank | $548M | 8.9% | +11% |
| BMO Bank | $423M | 6.9% | -37% |
| TBK Bank, SSB | $229M | 3.7% | -7% |
| Zions Bancorporation | $209M | 3.4% | +9% |
| North Valley Bank | $196M | 3.2% | +14% |
| SouthState Bank | $191M | 3.1% | +1% |
| KeyBank | $181M | 3.0% | -2% |
| Bank of Colorado | $154M | 2.5% | +176% |
| Academy Bank | $138M | 2.2% | -17% |
| The Huntington National Bank | $126M | 2.1% | +39% |
| Commerce Bank | $113M | 1.8% | -34% |
| First-Citizens Bank & Trust Company | $94M | 1.5% | +39% |
| First National Bank of Omaha | $68M | 1.1% | -1% |
| High Plains Bank | $53M | 0.9% | +8% |
| FNB Bank | $52M | 0.9% | +34% |
| Farmers & Merchants Bank of Colby | $38M | 0.6% | no 2021 presence |
| Bank of America | $35M | 0.6% | +2,360% |
| Alpine Bank | $12M | 0.2% | no 2021 presence |
| PB&T Bank | $8M | 0.1% | no 2021 presence |
The 22 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Denver-Aurora-Greeley market
Adams County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 10.2% of the market’s output and holds 4.7% of its deposits.
| Measure | Adams County | Share of parent market |
|---|---|---|
| 2024 GDP | $33.0B | 10.2% |
| Deposits | $6.1B | 4.7% |
| Population | 554,668 | 14.6% |
View the full Denver-Aurora-Greeley market profile →
Recruiting in Adams County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Adams County.
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