Adams County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $6.5B in deposits across 24 insured institutions and 84 branches. Wells Fargo Bank, National Association is the largest deposit holder at 24.3% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 12.5% since 2020 while the branch count rose by 5.0%. It produces $33.0B of output, ranking #143 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 80 in 2020 to 84 in 2025. Institutions: 22 to 24. Top-three share: 53% to 53%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Wells Fargo Bank | $1.6B | 24.3% | +9% |
| JPMorgan Chase Bank | $954M | 14.7% | +20% |
| FirstBank | $943M | 14.5% | +18% |
| U.S. Bank | $533M | 8.2% | +25% |
| BMO Bank | $413M | 6.3% | -16% |
| Zions Bancorporation | $213M | 3.3% | +45% |
| TBK Bank, SSB | $209M | 3.2% | -18% |
| SouthState Bank | $206M | 3.2% | +20% |
| North Valley Bank | $193M | 3.0% | +30% |
| KeyBank | $190M | 2.9% | +19% |
| Academy Bank | $178M | 2.7% | +419% |
| PNC Bank | $166M | 2.6% | -23% |
| Bank of Colorado | $147M | 2.3% | +571% |
| The Huntington National Bank | $116M | 1.8% | +17% |
| Commerce Bank | $116M | 1.8% | -24% |
| First-Citizens Bank & Trust Company | $86M | 1.3% | +52% |
| First National Bank of Omaha | $67M | 1.0% | -1% |
| High Plains Bank | $49M | 0.8% | +20% |
| FNB Bank | $44M | 0.7% | +54% |
| The Central Trust Bank | $31M | 0.5% | no 2020 presence |
| Bank of America | $31M | 0.5% | no 2020 presence |
| Farmers & Merchants Bank of Colby | $26M | 0.4% | no 2020 presence |
| The Pueblo Bank and Trust Company | $6M | 0.1% | no 2020 presence |
| Alpine Bank | $4M | 0.1% | no 2020 presence |
The 24 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Denver-Aurora-Greeley market
Adams County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 10.2% of the market’s output and holds 5.1% of its deposits.
| Measure | Adams County | Share of parent market |
|---|---|---|
| 2024 GDP | $33.0B | 10.2% |
| Deposits | $6.5B | 5.1% |
| Population | 554,668 | 14.6% |
View the full Denver-Aurora-Greeley market profile →
Recruiting in Adams County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Adams County.
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