Market Intelligence

Weld County, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Weld County, Colorado, a core county of the Denver-Aurora-Greeley, CO market, holds $6.5B in deposits across 25 insured institutions and 69 branches. Bank of Colorado is the largest deposit holder at 18.6% share. The top three banks hold 45% of deposits, which places the county in the Moderate band. Deposits have grown 27.0% since 2020 while the branch count fell by 4.2%. It produces $24.5B of output, ranking #190 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$24.5B
#190 of 1,523
Population
378,426
#206 of 1,523
GDP per Capita
$64,690
#263 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$6.5B
#278 of 1,523
Deposits per Capita
$17,106
#1,063 of 1,523
Deposits per Branch
$94M
#684 of 1,523
Competitive structure
Insured Institutions
25
#142 of 1,523
Branches per 100k Pop.
18.2
#1,122 of 1,523
Median Deposits per Institution
$112M
The median deposits booked by a single institution in the county. #794 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
74.4%
of county deposits held by banks with $100M to $100B in assets. #719 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
45%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+27.0% over 5 years
$5.1B
2020
$5.7B
2021
$6.3B
2022
$6.2B
2023
$6.4B
2024
$6.5B
2025

Branches: 72 in 2020 to 69 in 2025. Institutions: 23 to 25. Top-three share: 44% to 45%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Bank of Colorado$1.2B18.6%5+25%
First National Bank of Omaha$950M14.7%5+63%
Wells Fargo Bank$742M11.5%6+8%
FirstBank$620M9.6%5+41%
JPMorgan Chase Bank$602M9.3%5+33%
TBK Bank, SSB$320M4.9%10+24%
SouthState Bank$250M3.9%2+9%
Farmers Bank$244M3.8%1+35%
U.S. Bank$224M3.5%3+31%
NBH Bank$197M3.0%3-12%
First FarmBank$146M2.3%2+15%
Points West Community Bank$134M2.1%5+29%
First National Bank$112M1.7%1-21%
FMS Bank$105M1.6%1+43%
First Interstate Bank$102M1.6%2+10%
Adams Bank & Trust$101M1.6%2+152%
FirsTier Bank$92M1.4%1+626%
Mountain Valley Bank$80M1.2%1no 2020 presence
UMB Bank$65M1.0%1no 2020 presence
BMO Bank$50M0.8%1-36%
Wray State Bank$33M0.5%1+22%
High Plains Bank$33M0.5%1no 2020 presence
PNC Bank$32M0.5%1-52%
Academy Bank$30M0.5%2+74%
Bank of America$8M0.1%2no 2020 presence

The 25 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Denver-Aurora-Greeley market

Weld County is one of 12 counties that make up the Denver-Aurora-Greeley, CO market, a Combined Statistical Area (ranked #15 of 293 U.S. markets by economic output). It produces 7.5% of the market’s output and holds 5.1% of its deposits.

MeasureWeld CountyShare of parent market
2024 GDP$24.5B7.5%
Deposits$6.5B5.1%
Population378,42610.0%

View the full Denver-Aurora-Greeley market profile →

Recruiting in Weld County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Weld County.

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