Market Intelligence

Denver-Aurora-Greeley, CO

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Denver-Aurora-Greeley, CO

Denver-Aurora-Greeley, CO, a Combined Statistical Area, holds $131.6 billion in deposits across 79 insured institutions and 751 branches, and ranks #15 of 293 U.S. markets by economic output. Wells Fargo Bank is the largest deposit holder at 20.4% share. The top three banks hold 49% of deposits, which places the market in the Moderate band. Deposits have declined 7.5% since 2021 while the branch count fell by 3.3%.

Economic scale
2024 Real GDP
$324.3B
#15 of 293
Population
3.80M
#17 of 293
GDP per Capita
$85,371
#6 of 293
Deposit market
Deposits (SOD, 6/30/26)
$131.6B
#27 of 293
Deposits per Capita
$34,631
#77 of 293
Deposits per Branch
$175M
#42 of 293
Competitive structure
Insured Institutions
79
#16 of 293
Branches per 100k Pop.
19.8
#200 of 293
Median Deposits per Institution
$236M
The median deposits booked by a single institution in the market. #125 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
27.7%
of market deposits held by banks with $100M to $100B in assets. #267 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
49%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) -7.5% over 5 years
$142.2B
2021
$147.9B
2022
$133.6B
2023
$129.1B
2024
$126.7B
2025
$131.6B
2026

Branches: 777 in 2021 to 751 in 2026. Institutions: 79 to 79. Top-three share: 52% to 49%. Average deposits per branch: $175M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
Wells Fargo Bank$26.9B20.4%78-15%
JPMorgan Chase Bank$20.6B15.7%85-2%
PNC Bank$17.2B13.1%96-18%
U.S. Bank$16.0B12.2%61-23%
Bank of America$5.2B3.9%28+38%
UMB Bank$5.0B3.8%19+22%
KeyBank$4.6B3.5%47-17%
BOKF$3.5B2.7%14-20%
BMO Bank$3.0B2.3%47-40%
NBH Bank$2.7B2.0%9+109%
SouthState Bank$2.3B1.7%19-8%
Zions Bancorporation$2.2B1.7%18-31%
Bank of Colorado$2.2B1.6%15+35%
First Western Trust Bank$1.7B1.3%5+66%
First National Bank of Omaha$1.6B1.2%11+26%
Colorado Federal Savings Bank$1.6B1.2%1+15%
Solera National Bank$1.3B1.0%1+176%
The Huntington National Bank$1.1B0.8%32+40%
Fortis Bank$1.0B0.8%1+2%
MidFirst Bank$754M0.6%4-1%
ANB Bank$740M0.6%5-5%
TBK Bank, SSB$643M0.5%17-3%
AMG National Trust Bank$592M0.4%2+30%
First Interstate Bank$584M0.4%13-20%
Alpine Bank$566M0.4%6+29%
Academy Bank$473M0.4%16+35%
InBank$472M0.4%3+62%
Sunflower Bank$419M0.3%7-59%
Nicolet National Bank$388M0.3%3+7%
First National Bank$346M0.3%2-1%
First-Citizens Bank & Trust Company$338M0.3%5+26%
FlatIrons Bank$336M0.3%2+35%
Glacier Bank$284M0.2%3-16%
Native American Bank$265M0.2%1+145%
Redstone Bank$263M0.2%3+47%
FirsTier Bank$250M0.2%4+198%
Bankers' Bank of the West$250M0.2%1-16%
High Plains Bank$242M0.2%4+99%
Farmers Bank$237M0.2%1+18%
Banc of California$236M0.2%1+92%
North Valley Bank$215M0.2%2+12%
The Northern Trust Company$208M0.2%1-26%
First American State Bank$207M0.2%1-10%
Western Alliance Bank$189M0.1%1no 2021 presence
Commerce Bank$186M0.1%3-31%
Columbia Bank$178M0.1%1no 2021 presence
Busey Bank$163M0.1%2+134%
First FarmBank$152M0.1%2+9%
Points West Community Bank$146M0.1%5+5%
Encore Bank$144M0.1%2no 2021 presence
Adams Bank & Trust$132M0.1%4+46%
United Fidelity Bank, fsb$131M0.1%2+356%
Evergreen National Bank$122M0.1%3-7%
FMS Bank$116M0.1%1+36%
The Central Trust Bank$96M0.1%3+1,603%
PB&T Bank$86M0.1%4+164%
Mountain Valley Bank$81M0.1%1-8%
Beal Bank USA$69M0.1%1-14%
5Star Bank$59M<0.1%1+17%
State Bank of Downs$53M<0.1%1+19%
FNB Bank$52M<0.1%1+34%
Farmers State Bank of Calhan$52M<0.1%1no 2021 presence
RNB State Bank$49M<0.1%1+63%
Wray State Bank$44M<0.1%1+56%
Kirkpatrick Bank$39M<0.1%1+12%
Farmers & Merchants Bank of Colby$38M<0.1%1no 2021 presence
First Fidelity Bank$36M<0.1%1+253%
Parkside Financial Bank & Trust$33M<0.1%1no 2021 presence
Champion Bank$25M<0.1%1-63%
CoreFirst Bank & Trust$14M<0.1%1-10%
Young Americans Bank$13M<0.1%2-35%
Bank of Estes Park$11M<0.1%1+14%
High Country Bank$8M<0.1%1+304%
United Business Bank$7M<0.1%1-52%
Transact Bank$5M<0.1%1-72%
NewBank$2M<0.1%1no 2021 presence
Members Trust Company$0M0.0%1no 2021 presence
BNY Mellon$0M0.0%1no 2021 presence
CIBC National Trust Company$0M0.0%1no 2021 presence

The 79 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Denver CountyColorado$104.1B740,61332.1%46.4%
Arapahoe CountyColorado$54.5B673,82016.8%15.3%
Jefferson CountyColorado$37.1B580,45111.4%12.6%
Boulder CountyColorado$33.4B328,56010.3%8.8%
Adams CountyColorado$33.0B554,66810.2%4.7%
Douglas CountyColorado$25.2B399,3967.8%5.6%
Weld CountyColorado$24.5B378,4267.5%4.8%
Broomfield CountyColorado$10.0B79,1743.1%1.6%
Elbert CountyColorado$809M30,5340.2%0.1%
Gilpin CountyColorado$758M6,0730.2%0.0%
Park CountyColorado$532M18,3140.2%0.0%
Clear Creek CountyColorado$479M8,9940.1%0.0%

Recruiting in the Denver-Aurora-Greeley market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Colorado

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.