Market Intelligence

Denver-Aurora-Greeley, CO

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Denver-Aurora-Greeley, CO

Denver-Aurora-Greeley, CO, a Combined Statistical Area, holds $126.7 billion in deposits across 78 insured institutions and 746 branches, ranking #15 of 293 U.S. markets by economic output. Wells Fargo Bank is the largest deposit holder at 20.0% share. The top three institutions hold 49.3% of deposits, which places the market in the moderate band.

Economic scale
2024 Real GDP
$324.3B
#15 of 293
Population
3.80M
#17 of 293
GDP per Capita
$85,371
#6 of 293
Deposit market
Total Deposits
$126.7B
#27 of 293
Deposits per Capita
$33,351
#81 of 293
Deposits per Branch
$170M
#42 of 293
Competitive structure
Insured Institutions
78
#16 of 293
Branches per 100k Pop.
19.6
#201 of 293
Median Deposits per Institution
$222M
The median deposits booked by a single institution in the market. #133 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
31.7%
of market deposits held by banks with $100M to $50B in assets. #232 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderate
49.3%
The combined deposit share of the three largest institutions in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total market deposits (nominal), 2020 to 2025 +1.7% over 5 years
$124.6B
2020
$142.2B
2021
$147.9B
2022
$133.7B
2023
$129.1B
2024
$126.7B
2025

Branches: 809 in 2020 to 746 in 2025. Institutions: 77 to 78. Top-three share: 49.1% to 49.3%. Deposits per branch: $170M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
Wells Fargo Bank$25.4B20.0%79-10%
JPMorgan Chase Bank$19.1B15.1%84+10%
FirstBank$18.0B14.2%62+14%
U.S. Bank$14.6B11.5%63-5%
UMB Bank$4.7B3.7%22+178%
KeyBank$4.4B3.5%47-32%
Bank of America$4.2B3.3%27+2%
BOKF$3.3B2.6%14-21%
BMO Bank$3.2B2.5%47-29%
NBH Bank$2.4B1.9%10+125%
SouthState Bank$2.4B1.9%19+23%
Zions Bancorporation$2.1B1.6%18-22%
Bank of Colorado$2.1B1.6%14+50%
First National Bank of Omaha$1.7B1.3%11+42%
First Western Trust Bank$1.6B1.3%5+71%
PNC Bank$1.6B1.2%32-38%
Colorado Federal Savings Bank$1.5B1.2%1-28%
Solera National Bank$1.1B0.9%1+223%
Fortis Bank$1.1B0.9%2+33%
The Huntington National Bank$868M0.7%30-8%
MidFirst Bank$741M0.6%4+18%
ANB Bank$711M0.6%5+5%
TBK Bank, SSB$641M0.5%18-4%
AMG National Trust Bank$635M0.5%2+28%
First Interstate Bank$605M0.5%13-13%
Alpine Bank$532M0.4%6+107%
Academy Bank$496M0.4%15+105%
InBank$484M0.4%3+210%
Sunflower Bank$429M0.3%7-54%
MidWestOne Bank$414M0.3%3+337%
FlatIrons Bank$359M0.3%2+69%
First-Citizens Bank & Trust Company$339M0.3%5+39%
Native American Bank$338M0.3%1+203%
First National Bank$322M0.3%2-5%
Bankers' Bank of the West$269M0.2%1-26%
Farmers Bank$244M0.2%1+35%
Glacier Bank$238M0.2%3-14%
FirsTier Bank$233M0.2%3+421%
Redstone Bank$227M0.2%3+48%
High Plains Bank$218M0.2%4+123%
Busey Bank$216M0.2%1no 2020 presence
North Valley Bank$213M0.2%2+27%
First American State Bank$200M0.2%1-12%
Commerce Bank$199M0.2%3-9%
The Northern Trust Company$184M0.1%1-23%
Western Alliance Bank$173M0.1%1no 2020 presence
First FarmBank$146M0.1%2+15%
Banc of California$143M0.1%1+324%
Adams Bank & Trust$140M0.1%3+82%
Points West Community Bank$134M0.1%5+29%
Encore Bank$117M0.1%2no 2020 presence
Evergreen National Bank$117M0.1%3-1%
FMS Bank$105M0.1%1+43%
United Fidelity Bank, fsb$95M0.1%2+344%
Mountain Valley Bank$80M0.1%1no 2020 presence
The Central Trust Bank$74M0.1%2no 2020 presence
The Pueblo Bank and Trust Company$72M0.1%4+254%
Beal Bank USA$69M0.1%1-9%
Umpqua Bank$58M0.0%1no 2020 presence
5Star Bank$56M0.0%1+128%
State Bank of Downs$52M0.0%1+41%
Farmers State Bank of Calhan$47M0.0%1no 2020 presence
FNB Bank$44M0.0%1+54%
RNB State Bank$44M0.0%1+56%
Kirkpatrick Bank$38M0.0%1+27%
First Fidelity Bank$34M0.0%1+4,493%
Wray State Bank$33M0.0%1+22%
Champion Bank$32M0.0%1-42%
Farmers & Merchants Bank of Colby$26M0.0%1no 2020 presence
CoreFirst Bank & Trust$18M0.0%1+52%
Young Americans Bank$14M0.0%2-28%
High Country Bank$11M0.0%1no 2020 presence
Bank of Estes Park$9M0.0%1+14%
Transact Bank$5M0.0%1-75%
United Business Bank$4M0.0%1-78%
Members Trust Company$0M0.0%1no 2020 presence
BNY Mellon$0M0.0%1no 2020 presence
CIBC National Trust Company$0M0.0%1no 2020 presence

The 78 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution’s deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Denver CountyColorado$104.1B740,61332.1%42.9%
Arapahoe CountyColorado$54.5B673,82016.8%15.9%
Jefferson CountyColorado$37.1B580,45111.4%14.3%
Boulder CountyColorado$33.4B328,56010.3%9.5%
Adams CountyColorado$33.0B554,66810.2%5.1%
Douglas CountyColorado$25.2B399,3967.8%5.5%
Weld CountyColorado$24.5B378,4267.5%5.1%
Broomfield CountyColorado$10.0B79,1743.1%1.5%
Elbert CountyColorado$809M30,5340.2%0.1%
Gilpin CountyColorado$758M6,0730.2%0.2%
Park CountyColorado$532M18,3140.2%0.0%
Clear Creek CountyColorado$479M8,9940.1%0.0%

Recruiting in the Denver-Aurora-Greeley market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Colorado

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.