Market Intelligence

Forsyth County, GA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Forsyth County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $7.4B in deposits across 19 insured institutions and 55 branches. Wells Fargo Bank is the largest deposit holder at 15.5% share. The top three banks hold 44% of deposits, which places the county in the Fragmented band. Deposits have grown 18.5% since 2021 while the branch count rose by 3.8%. It produced $12.6B of real gross domestic product in 2024, ranking #311 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$12.6B
#311 of 1,523
Population
282,805
#259 of 1,523
GDP per Capita
$44,598
#742 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$7.4B
#256 of 1,523
Deposits per Capita
$26,191
#579 of 1,523
Deposits per Branch
$135M
#287 of 1,523
Competitive structure
Insured Institutions
19
#234 of 1,523
Branches per 100k Pop.
19.4
#1,039 of 1,523
Median Deposits per Institution
$188M
The median deposits booked by a single institution in the county. #389 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
33.0%
of county deposits held by banks with $100M to $100B in assets. #1,286 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
44%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+18.5% over 5 years
$6.3B
2021
$7.1B
2022
$6.9B
2023
$7.0B
2024
$7.2B
2025
$7.4B
2026

Branches: 53 in 2021 to 55 in 2026. Institutions: 19 to 19. Top-three share: 48% to 44%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$1.1B15.5%5-8%
Truist Bank$1.1B15.1%8+1%
JPMorgan Chase Bank$1.0B13.6%8+54%
United Community Bank$793M10.7%3+59%
Regions Bank$664M9.0%7+14%
Bank of America$571M7.7%3+2%
The Citizens Bank of Georgia$482M6.5%3+28%
Bank OZK$459M6.2%3+68%
PNC Bank$197M2.7%3+79%
Pinnacle Bank$188M2.5%2-20%
Renasant Bank$178M2.4%2+69%
Coastal States Bank$130M1.7%1+116%
United Bank$127M1.7%1-17%
Metro City Bank$95M1.3%1+1,472%
First-Citizens Bank & Trust Company$77M1.0%1-21%
First Horizon Bank$74M1.0%1-27%
Ameris Bank$60M0.8%1-7%
Georgia Banking Company$44M0.6%1+165%
Capital City Bank$0M0.0%1no 2021 presence

The 19 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Forsyth County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 2.4% of the market’s output and holds 2.7% of its deposits.

MeasureForsyth CountyShare of parent market
2024 GDP$12.6B2.4%
Deposits$7.4B2.7%
Population282,8053.8%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Forsyth County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Forsyth County.

See how we help banks recruit commercial banking talent