Atlanta--Athens-Clarke County--Sandy Springs, GA-AL

Atlanta--Athens-Clarke County--Sandy Springs, GA-AL holds $267.2 billion in deposits across 95 insured institutions and 1,221 branches, ranking #10 of 293 U.S. markets by economic output. Truist Bank is the largest deposit holder at 23.0% share. The top three institutions hold 56.4% of deposits, which places the market in the moderate band. Deposits have grown 26% since 2020 while the branch count fell by 159.

Deposit trend

Branches: 1,380 in 2020 to 1,221 in 2025. Institutions: 97 to 95. Top-three share: 61.1% to 56.4%. Deposits per branch: $219M.

Leading institutions by deposits

Institution	Deposits	Share	Branches	5‑yr
Truist Bank	61.4B	23.0%	146	+40%
Bank of America	49.6B	18.6%	107	+11%
Wells Fargo Bank	39.6B	14.8%	138	-3%
Synovus Bank	16.7B	6.2%	51	+85%
JPMorgan Chase Bank	13.1B	4.9%	109	+60%
Ameris Bank	8.9B	3.3%	61	+38%
Regions Bank	7.7B	2.9%	86	+27%
United Community Bank	7.6B	2.8%	43	+45%
Bank OZK	6.7B	2.5%	49	+95%
RBC Bank, (Georgia)	6.0B	2.2%	1	+42%

The 10 largest of 95 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

County	State	GDP	Population	Share of GDP	Share of deposits
Fulton County	Georgia	$201,157M	1,098,791	38.0%	48.6%
Cobb County	Georgia	$64,921M	793,345	12.3%	10.7%
Gwinnett County	Georgia	$56,392M	1,018,099	10.6%	9.1%
DeKalb County	Georgia	$47,192M	774,394	8.9%	6.0%
Clayton County	Georgia	$21,234M	297,471	4.0%	0.8%
Hall County	Georgia	$13,805M	226,568	2.6%	2.1%
Forsyth County	Georgia	$12,612M	282,805	2.4%	2.7%
Cherokee County	Georgia	$10,118M	299,273	1.9%	2.0%
Henry County	Georgia	$8,993M	264,922	1.7%	1.2%
Clarke County	Georgia	$8,380M	129,921	1.6%	1.5%
Carroll County	Georgia	$6,666M	131,036	1.3%	1.2%
Bartow County	Georgia	$6,650M	120,800	1.3%	0.8%
Fayette County	Georgia	$6,218M	125,156	1.2%	1.4%
Douglas County	Georgia	$6,119M	154,293	1.2%	0.9%
Coweta County	Georgia	$5,912M	160,240	1.1%	0.9%
Jackson County	Georgia	$4,776M	99,265	0.9%	0.7%
Rockdale County	Georgia	$4,543M	98,416	0.9%	0.7%
Floyd County	Georgia	$4,446M	101,378	0.8%	0.9%
Troup County	Georgia	$4,203M	72,844	0.8%	0.6%
Paulding County	Georgia	$3,910M	190,996	0.7%	0.7%
Newton County	Georgia	$3,508M	125,583	0.7%	0.5%
Walton County	Georgia	$3,267M	112,696	0.6%	0.7%
Barrow County	Georgia	$2,860M	99,773	0.5%	0.6%
Gordon County	Georgia	$2,606M	61,701	0.5%	0.4%
Spalding County	Georgia	$2,355M	70,775	0.4%	0.4%
Oconee County	Georgia	$1,958M	44,893	0.4%	0.6%
Habersham County	Georgia	$1,640M	50,416	0.3%	0.5%
Polk County	Georgia	$1,361M	45,514	0.3%	0.2%
Pickens County	Georgia	$1,190M	37,167	0.2%	0.4%
Heard County	Georgia	$1,183M	12,149	0.2%	0.0%
Dawson County	Georgia	$1,168M	35,365	0.2%	0.4%
Haralson County	Georgia	$1,154M	33,066	0.2%	0.3%
Morgan County	Georgia	$1,118M	22,095	0.2%	0.2%
Lumpkin County	Georgia	$1,025M	36,178	0.2%	0.2%
Chambers County	Alabama	$990M	34,253	0.2%	0.2%
Butts County	Georgia	$781M	27,218	0.1%	0.2%
Upson County	Georgia	$740M	28,500	0.1%	0.2%
Madison County	Georgia	$693M	32,919	0.1%	0.1%
Meriwether County	Georgia	$682M	21,516	0.1%	0.1%
Oglethorpe County	Georgia	$400M	16,415	0.1%	0.1%
Pike County	Georgia	$387M	20,932	0.1%	0.1%
Jasper County	Georgia	$326M	17,632	0.1%	0.1%