Market Intelligence

Fulton County, GA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Atlanta--Athens-Clarke County--Sandy Springs, GA-AL › Fulton County

Fulton County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $135.2B in deposits across 46 insured institutions and 247 branches. Truist Bank is the largest deposit holder at 32.8% share. The top three banks hold 71% of deposits, which places the county in the Concentrated band. Deposits have grown 4.4% since 2021 while the branch count fell by 6.8%. It produced $201.2B of real gross domestic product in 2024, ranking #14 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$201.2B
#14 of 1,523
Population
1,098,791
#43 of 1,523
GDP per Capita
$183,071
#16 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$135.2B
#23 of 1,523
Deposits per Capita
$123,038
#19 of 1,523
Deposits per Branch
$547M
#20 of 1,523
Competitive structure
Insured Institutions
46
#22 of 1,523
Branches per 100k Pop.
22.5
#853 of 1,523
Median Deposits per Institution
$268M
The median deposits booked by a single institution in the county. #199 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
17.7%
of county deposits held by banks with $100M to $100B in assets. #1,450 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
71%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+4.4% over 5 years
$129.5B
2021
$126.7B
2022
$120.6B
2023
$120.6B
2024
$129.9B
2025
$135.2B
2026

Branches: 265 in 2021 to 247 in 2026. Institutions: 49 to 46. Top-three share: 74% to 71%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Truist Bank$44.3B32.8%33+1%
Bank of America$34.6B25.6%27+9%
Wells Fargo Bank$17.7B13.1%32-13%
RBC Bank, (Georgia)$8.5B6.3%1+66%
JPMorgan Chase Bank$5.6B4.2%32+9%
Ameris Bank$4.0B3.0%12+15%
SouthState Bank$3.8B2.8%5-8%
PNC Bank$2.4B1.8%17+41%
Georgia Banking Company$2.2B1.6%4+199%
Regions Bank$2.0B1.5%11+46%
Pinnacle Bank$1.8B1.3%9+1%
The Huntington National Bank$1.2B0.9%4-53%
Fifth Third Bank$1.0B0.7%9-54%
Southern First Bank$573M0.4%1+172%
Citizens Trust Bank$491M0.4%3+36%
Renasant Bank$473M0.3%5-60%
First Horizon Bank$462M0.3%2+19%
United Community Bank$372M0.3%3+13%
First-Citizens Bank & Trust Company$362M0.3%3-13%
Touchmark National Bank$356M0.3%10%
The Northern Trust Company$336M0.2%1+16%
City National Bank$329M0.2%2+2%
Coastal States Bank$302M0.2%2-15%
Craft Bank$233M0.2%1+426%
Hyperion Bank$209M0.2%1+265%
First Community Bank$209M0.2%1+23%
Metro City Bank$202M0.1%1-22%
BankSouth$196M0.1%1+311%
Loyal Trust Bank$175M0.1%1+104%
Bank OZK$160M0.1%4+205%
PromiseOne Bank$116M0.1%2+42%
First Carolina Bank$108M0.1%1no 2021 presence
BankUnited$77M0.1%1no 2021 presence
Shinhan Bank America$56M<0.1%1-54%
American Pride Bank$54M<0.1%1no 2021 presence
Colony Bank$43M<0.1%1-72%
HomeTrust Bank$35M<0.1%1+10%
United Bank$34M<0.1%1no 2021 presence
American Commerce Bank$30M<0.1%1-47%
Paragon Bank$21M<0.1%1no 2021 presence
Woodforest National Bank$5M<0.1%2-46%
First City Bank$1M<0.1%1no 2021 presence
CIBC National Trust Company$1M<0.1%1+7%
U.S. Bank<$1M<0.1%1-100%
Wilmington Trust$0M0.0%1no 2021 presence
BNY Mellon$0M0.0%1no 2021 presence

The 46 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Atlanta--Athens-Clarke County--Sandy Springs market

Fulton County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 38.0% of the market’s output and holds 48.8% of its deposits.

MeasureFulton CountyShare of parent market
2024 GDP$201.2B38.0%
Deposits$135.2B48.8%
Population1,098,79114.8%

View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →

Recruiting in Fulton County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fulton County.

See how we help banks recruit commercial banking talent

Other counties in the Atlanta--Athens-Clarke County--Sandy Springs market

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.