Fulton County, Georgia, a core county of the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, holds $129.9B in deposits across 46 insured institutions and 247 branches. Truist Bank is the largest deposit holder at 34.5% share. The top three banks hold 74% of deposits, which places the county in the Concentrated band. Deposits have grown 24.1% since 2020 while the branch count fell by 10.8%. It produces $201.2B of output, ranking #14 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 277 in 2020 to 247 in 2025. Institutions: 47 to 46. Top-three share: 74% to 74%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Truist Bank | $44.8B | 34.5% | +66% |
| Bank of America | $32.3B | 24.9% | +8% |
| Wells Fargo Bank | $18.5B | 14.3% | -8% |
| RBC Bank, (Georgia) | $6.0B | 4.6% | +42% |
| JPMorgan Chase Bank | $5.7B | 4.4% | +51% |
| Ameris Bank | $3.5B | 2.7% | +42% |
| SouthState Bank | $3.4B | 2.6% | +284% |
| PNC Bank | $2.5B | 1.9% | +8% |
| Regions Bank | $1.7B | 1.3% | +60% |
| Georgia Banking Company | $1.7B | 1.3% | +258% |
| Synovus Bank | $1.4B | 1.1% | +5% |
| Fifth Third Bank | $1.2B | 0.9% | -37% |
| Cadence Bank | $1.0B | 0.8% | -59% |
| Renasant Bank | $670M | 0.5% | -24% |
| Citizens Trust Bank | $491M | 0.4% | +79% |
| Southern First Bank | $470M | 0.4% | +196% |
| First Horizon Bank | $455M | 0.4% | +51% |
| City National Bank | $406M | 0.3% | +99% |
| First-Citizens Bank & Trust Company | $395M | 0.3% | +11% |
| United Community Bank | $390M | 0.3% | +38% |
| Touchmark National Bank | $368M | 0.3% | -1% |
| Coastal States Bank | $302M | 0.2% | no 2020 presence |
| The Northern Trust Company | $271M | 0.2% | +47% |
| Craft Bank | $227M | 0.2% | no 2020 presence |
| Signature Bank of Georgia | $206M | 0.2% | +31% |
| Metro City Bank | $187M | 0.1% | +33% |
| BankSouth | $172M | 0.1% | +316% |
| Loyal Trust Bank | $159M | 0.1% | +408% |
| Hyperion Bank | $156M | 0.1% | +590% |
| Bank OZK | $145M | 0.1% | +236% |
| PromiseOne Bank | $114M | 0.1% | +86% |
| First IC Bank | $110M | 0.1% | +2% |
| First Carolina Bank | $108M | 0.1% | no 2020 presence |
| Shinhan Bank America | $90M | 0.1% | +56% |
| Pinnacle Bank | $86M | 0.1% | no 2020 presence |
| Colony Bank | $65M | <0.1% | no 2020 presence |
| American Pride Bank | $53M | <0.1% | no 2020 presence |
| HomeTrust Bank | $39M | <0.1% | no 2020 presence |
| American Commerce Bank | $32M | <0.1% | -48% |
| United Bank | $25M | <0.1% | no 2020 presence |
| Paragon Bank | $14M | <0.1% | no 2020 presence |
| Fieldpoint Private Bank & Trust | $6M | <0.1% | no 2020 presence |
| Woodforest National Bank | $4M | <0.1% | -34% |
| CIBC National Trust Company | $1M | <0.1% | +16% |
| Wilmington Trust | $0M | 0.0% | no 2020 presence |
| BNY Mellon | $0M | 0.0% | no 2020 presence |
The 46 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Atlanta--Athens-Clarke County--Sandy Springs market
Fulton County is one of 42 counties that make up the Atlanta--Athens-Clarke County--Sandy Springs, GA-AL market, a Combined Statistical Area (ranked #10 of 293 U.S. markets by economic output). It produces 38.0% of the market’s output and holds 48.6% of its deposits.
| Measure | Fulton County | Share of parent market |
|---|---|---|
| 2024 GDP | $201.2B | 38.0% |
| Deposits | $129.9B | 48.6% |
| Population | 1,098,791 | 14.8% |
View the full Atlanta--Athens-Clarke County--Sandy Springs market profile →
Recruiting in Fulton County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fulton County.
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