Market Intelligence

Harrison County, IA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Harrison County, Iowa, a county in the Omaha-Fremont, NE-IA market, holds $471M in deposits across 8 insured institutions and 14 branches. Midstates Bank, National Association is the largest deposit holder at 19.1% share. The top three institutions hold 52.9% of deposits, which places the county in the moderately concentrated band. Deposits have grown 28.3% since 2020. It produces $508M of output, ranking #1,358 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$508M
#1,358 of 1,523
Total Deposits
$471M
#1,226 of 1,523
Population
14,623
#1,391 of 1,523
GDP per Capita
$34,747
#1,073 of 1,523
Insured Institutions
8
#872 of 1,523
Deposits per Branch
$34M
#1,497 of 1,523
Deposits per Capita
$32,203
#302 of 1,523
Branches per 100k Pop.
95.7
#6 of 1,523
Median Institution Size
$64M
Median deposits of the institutions operating in the county. #1,275 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
77.4%
of market deposits held by banks with $100M to $50B in assets. #548 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
52.9%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+28.3% over 5 years
$367M
2020
$403M
2021
$444M
2022
$436M
2023
$444M
2024
$471M
2025

Branches: 14 in 2020 to 14 in 2025. Institutions: 8 to 8. Top-three share: 54.2% to 52.9%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Midstates Bank, National Association$90M19.1%2+19%
Community Bank$82M17.4%5+40%
Logan State Bank$78M16.5%2+20%
Farmers Trust & Savings Bank$65M13.9%1+47%
American National Bank$63M13.4%1+16%
United Bank of Iowa$53M11.2%1+62%
BMO Bank National Association$29M6.2%1+8%
Washington County Bank$12M2.5%1no 2020 presence

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Omaha-Fremont market

Harrison County is one of 9 counties that make up the Omaha-Fremont, NE-IA market, a Combined Statistical Area (ranked #49 of 293 U.S. markets by economic output). It produces 0.6% of the market’s output and holds 1.1% of its deposits.

MeasureHarrison CountyShare of Omaha-Fremont market
2024 GDP$508M0.6%
Deposits$471M1.1%
Population14,6231.4%

View the full Omaha-Fremont market profile →

Recruiting in Harrison County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Harrison County, on a retained basis.

Start a confidential conversation