Market Intelligence

Harrison County, IA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Harrison County, Iowa, a county in the Omaha-Fremont, NE-IA market, holds $473M in deposits across 8 insured institutions and 14 branches. Midstates Bank is the largest deposit holder at 18.8% share. The top three banks hold 55% of deposits, which places the county in the Moderate band. Deposits have grown 17.3% since 2021. It produced $508M of real gross domestic product in 2024, ranking #1,358 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$508M
#1,358 of 1,523
Population
14,623
#1,391 of 1,523
GDP per Capita
$34,747
#1,073 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$473M
#1,231 of 1,523
Deposits per Capita
$32,369
#332 of 1,523
Deposits per Branch
$34M
#1,497 of 1,523
Competitive structure
Insured Institutions
8
#867 of 1,523
Branches per 100k Pop.
95.7
#6 of 1,523
Median Deposits per Institution
$60M
The median deposits booked by a single institution in the county. #1,333 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
76.8%
of county deposits held by banks with $100M to $100B in assets. #642 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
55%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+17.3% over 5 years
$403M
2021
$444M
2022
$436M
2023
$444M
2024
$471M
2025
$473M
2026

Branches: 14 in 2021 to 14 in 2026. Institutions: 8 to 8. Top-three share: 54% to 55%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Midstates Bank$89M18.8%2+11%
Community Bank$86M18.1%5+27%
Logan State Bank$84M17.7%2+17%
Farmers Trust & Savings Bank$63M13.4%1+32%
Associated Bank$57M12.0%1-6%
United Bank of Iowa$56M11.8%1+37%
BMO Bank$26M5.6%1+12%
Washington County Bank$12M2.6%1no 2021 presence

The 8 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Omaha-Fremont market

Harrison County is one of 9 counties that make up the Omaha-Fremont, NE-IA market, a Combined Statistical Area (ranked #49 of 293 U.S. markets by economic output). It produces 0.6% of the market’s output and holds 1.1% of its deposits.

MeasureHarrison CountyShare of parent market
2024 GDP$508M0.6%
Deposits$473M1.1%
Population14,6231.4%

View the full Omaha-Fremont market profile →

Recruiting in Harrison County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Harrison County.

See how we help banks recruit commercial banking talent