Market Intelligence

Washington County, NE

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceOmaha-Fremont, NE-IA › Washington County

Washington County, Nebraska, a county in the Omaha-Fremont, NE-IA market, holds $586M in deposits across 3 insured institutions and 5 branches. Washington County Bank is the largest deposit holder at 74.6% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 12.6% since 2020 while the branch count fell by 1. It produces $1.5B of output, ranking #1,049 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.5B
#1,049 of 1,523
Total Deposits
$586M
#1,156 of 1,523
Population
21,302
#1,283 of 1,523
GDP per Capita
$69,872
#195 of 1,523
Insured Institutions
3
#1,406 of 1,523
Deposits per Branch
$117M
#402 of 1,523
Deposits per Capita
$27,501
#493 of 1,523
Branches per 100k Pop.
23.5
#808 of 1,523
Median Institution Size
$128M
Median deposits of the institutions operating in the county. #664 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #198 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+12.6% over 5 years
$520M
2020
$572M
2021
$618M
2022
$575M
2023
$593M
2024
$586M
2025

Branches: 6 in 2020 to 5 in 2025. Institutions: 4 to 3. Top-three share: 96.9% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Washington County Bank$437M74.6%2+28%
RVR Bank$128M21.9%2no 2020 presence
Lincoln FSB of Nebraska$21M3.5%1+27%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Omaha-Fremont market

Washington County is one of 9 counties that make up the Omaha-Fremont, NE-IA market, a Combined Statistical Area (ranked #49 of 293 U.S. markets by economic output). It produces 1.8% of the market’s output and holds 1.3% of its deposits.

MeasureWashington CountyShare of Omaha-Fremont market
2024 GDP$1.5B1.8%
Deposits$586M1.3%
Population21,3022.0%

View the full Omaha-Fremont market profile →

Recruiting in Washington County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Washington County, on a retained basis.

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