Sarpy County, Nebraska, a core county of the Omaha-Fremont, NE-IA market, holds $3.3B in deposits across 21 insured institutions and 49 branches. Pinnacle Bank is the largest deposit holder at 24.9% share. The top three institutions hold 56.4% of deposits, which places the county in the moderately concentrated band. Deposits have grown 33.5% since 2020 while the branch count rose by 6. It produces $10.5B of output, ranking #347 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 43 in 2020 to 49 in 2025. Institutions: 17 to 21. Top-three share: 58.3% to 56.4%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Pinnacle Bank | $819M | 24.9% | +31% |
| First National Bank of Omaha | $591M | 17.9% | +38% |
| American National Bank | $447M | 13.6% | +16% |
| Wells Fargo Bank, National Association | $355M | 10.8% | +22% |
| First Interstate Bank | $216M | 6.6% | +5% |
| Five Points Bank | $186M | 5.6% | +238% |
| U.S. Bank National Association | $128M | 3.9% | +40% |
| Horizon Bank | $105M | 3.2% | no 2020 presence |
| BMO Bank National Association | $88M | 2.7% | -5% |
| Access Bank | $79M | 2.4% | -28% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Omaha-Fremont market
Sarpy County is one of 9 counties that make up the Omaha-Fremont, NE-IA market, a Combined Statistical Area (ranked #49 of 293 U.S. markets by economic output). It produces 12.9% of the market’s output and holds 7.5% of its deposits.
| Measure | Sarpy County | Share of Omaha-Fremont market |
|---|---|---|
| 2024 GDP | $10.5B | 12.9% |
| Deposits | $3.3B | 7.5% |
| Population | 208,303 | 19.9% |
View the full Omaha-Fremont market profile →
Recruiting in Sarpy County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Sarpy County, on a retained basis.
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