Sarpy County, Nebraska, a core county of the Omaha-Fremont, NE-IA market, holds $3.3B in deposits across 21 insured institutions and 49 branches. Pinnacle Bank is the largest deposit holder at 24.9% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 33.5% since 2020 while the branch count rose by 14.0%. It produces $10.5B of output, ranking #347 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 43 in 2020 to 49 in 2025. Institutions: 17 to 21. Top-three share: 58% to 56%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Pinnacle Bank | $819M | 24.9% | +31% |
| First National Bank of Omaha | $591M | 17.9% | +38% |
| American National Bank | $447M | 13.6% | +16% |
| Wells Fargo Bank | $355M | 10.8% | +22% |
| First Interstate Bank | $216M | 6.6% | +5% |
| Five Points Bank | $186M | 5.6% | +238% |
| U.S. Bank | $128M | 3.9% | +40% |
| Horizon Bank | $105M | 3.2% | no 2020 presence |
| BMO Bank | $88M | 2.7% | -5% |
| Access Bank | $79M | 2.4% | -28% |
| Citizens State Bank | $64M | 1.9% | +57% |
| Northwest Bank | $51M | 1.5% | +38% |
| Core Bank | $35M | 1.1% | no 2020 presence |
| JPMorgan Chase Bank | $33M | 1.0% | no 2020 presence |
| West Gate Bank | $32M | 1.0% | +200% |
| Westside State Bank | $23M | 0.7% | +287% |
| F&M Bank | $23M | 0.7% | +24% |
| Charter West Bank | $17M | 0.5% | +64% |
| United Republic Bank | $1M | <0.1% | no 2020 presence |
| Dayspring Bank | <$1M | <0.1% | no 2020 presence |
| Great Southern Bank | $0M | 0.0% | no 2020 presence |
The 21 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Omaha-Fremont market
Sarpy County is one of 9 counties that make up the Omaha-Fremont, NE-IA market, a Combined Statistical Area (ranked #49 of 293 U.S. markets by economic output). It produces 12.9% of the market’s output and holds 7.5% of its deposits.
| Measure | Sarpy County | Share of parent market |
|---|---|---|
| 2024 GDP | $10.5B | 12.9% |
| Deposits | $3.3B | 7.5% |
| Population | 208,303 | 19.9% |
View the full Omaha-Fremont market profile →
Recruiting in Sarpy County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Sarpy County.
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