Market Intelligence

Omaha-Fremont, NE-IA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Omaha-Fremont, NE-IA

Omaha-Fremont, NE-IA, a Combined Statistical Area, holds $44.6 billion in deposits across 81 insured institutions and 337 branches, and ranks #49 of 293 U.S. markets by economic output. First National Bank of Omaha is the largest deposit holder at 34.8% share. The top three banks hold 50% of deposits, which places the market in the Moderate band. Deposits have grown 16.4% since 2021 while the branch count rose by 3.1%.

Economic scale
2024 Real GDP
$81.0B
#49 of 293
Population
1.05M
#64 of 293
GDP per Capita
$77,307
#13 of 293
Deposit market
Deposits (SOD, 6/30/26)
$44.6B
#48 of 293
Deposits per Capita
$42,559
#38 of 293
Deposits per Branch
$132M
#82 of 293
Competitive structure
Insured Institutions
81
#14 of 293
Branches per 100k Pop.
32.2
#71 of 293
Median Deposits per Institution
$128M
The median deposits booked by a single institution in the market. #245 of 293. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
80.6%
of market deposits held by banks with $100M to $100B in assets. #64 of 293. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
50%
The combined deposit share of the top three banks by deposits in the market. A lower share means deposits are spread across more institutions.

Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Market Deposits (SOD, 2021 to 2026) +16.4% over 5 years
$38.3B
2021
$40.1B
2022
$42.1B
2023
$44.1B
2024
$44.1B
2025
$44.6B
2026

Branches: 327 in 2021 to 337 in 2026. Institutions: 77 to 81. Top-three share: 52% to 50%. Average deposits per branch: $132M.

Institutions by deposits

InstitutionDepositsShare Branches5‑yr
deposits
First National Bank of Omaha$15.5B34.8%32+23%
Wells Fargo Bank$3.4B7.5%17-12%
Associated Bank$3.3B7.4%23+26%
U.S. Bank$3.2B7.2%22-7%
Pinnacle Bank$3.0B6.8%18+32%
Security National Bank of Omaha$1.3B2.8%11+26%
First Interstate Bank$1.0B2.3%15-38%
Access Bank$905M2.0%6+23%
BMO Bank$893M2.0%15-36%
Dundee Bank$847M1.9%4+127%
Core Bank$787M1.8%4+28%
Union Bank and Trust Company$577M1.3%3+34%
Five Points Bank$570M1.3%5+60%
RVR Bank$506M1.1%6+32%
Washington County Bank$483M1.1%3+27%
Enterprise Bank$458M1.0%4+19%
Arbor Bank$428M1.0%3+43%
Bank of America$379M0.8%4no 2021 presence
First Westroads Bank, Inc.$344M0.8%2+12%
Midstates Bank$337M0.8%6+23%
TS Bank$296M0.7%4+5%
JPMorgan Chase Bank$294M0.7%12+2,740%
Glenwood State Bank$265M0.6%3+22%
Premier Bank$246M0.6%4-10%
Availa Bank$228M0.5%2+4%
Northwest Bank$225M0.5%2+16%
Malvern Bank$218M0.5%1+40%
FirstBank of Nebraska$205M0.5%1+102%
Dayspring Bank$200M0.4%30%
UMB Bank$195M0.4%1+85%
First State Bank Nebraska$191M0.4%7+11%
Equity Bank$187M0.4%1-33%
I3 Bank$186M0.4%4+16%
Horizon Bank$164M0.4%1+137%
First Northeast Bank of Nebraska$159M0.4%4+33%
Foundation One Bank$156M0.3%3+21%
Citizens State Bank$151M0.3%4+32%
United Republic Bank$147M0.3%3+17%
Bankers Trust Company$146M0.3%1no 2021 presence
Farmers and Merchants Bank of Ashland$128M0.3%4+37%
First-Citizens Bank & Trust Company$128M0.3%3-41%
Nebraska Bank$111M0.2%1+11%
Exchange Bank$110M0.2%1+282%
American Interstate Bank$105M0.2%3-2%
West Gate Bank$102M0.2%4+55%
Equitable Bank$100M0.2%2+49%
Cornerstone Bank$98M0.2%3+7%
Jones Bank$95M0.2%1+28%
First Nebraska Bank$94M0.2%4+10%
Platte Valley Bank$93M0.2%1+7%
Wahoo State Bank$92M0.2%2-6%
Community Bank$86M0.2%5+27%
Logan State Bank$84M0.2%2+17%
Riverstone Bank$75M0.2%2+68%
Scribner Bank$72M0.2%1-5%
Charter West Bank$71M0.2%3+56%
Lincoln FSB of Nebraska$71M0.2%3+7%
CerescoBank$69M0.2%1+21%
Commercial State Bank$69M0.2%1+71%
Farmers Trust & Savings Bank$63M0.1%1+32%
American Exchange Bank$62M0.1%2+21%
First Community Bank$59M0.1%1+564%
Great Plains State Bank$58M0.1%1-13%
United Bank of Iowa$56M0.1%1+37%
Rolling Hills Bank & Trust$51M0.1%2+43%
Bank of Prague$43M0.1%1+43%
Bank of Mead$36M0.1%2+35%
Corn Growers State Bank$35M0.1%1+18%
Farmers and Merchants Bank$35M0.1%1+19%
Cornhusker Bank$26M0.1%1+209%
F&M Bank$26M0.1%1+26%
Westside State Bank$23M0.1%1+117%
Hershey Bank$18M<0.1%1no 2021 presence
The Shelby County State Bank$18M<0.1%1+3,051%
First Savings Bank$18M<0.1%1-4%
Houghton State Bank$11M<0.1%1-47%
Henderson State Bank$9M<0.1%1no 2021 presence
Western National Bank$7M<0.1%1+67%
Tri-Valley Bank$3M<0.1%1no 2021 presence
Great Southern Bank$0M0.0%2no 2021 presence
Davidson Trust Co.$0M0.0%1no 2021 presence

The 81 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.

Counties in this market

CountyStateGDP PopulationShare of Market GDP Share of Market Deposits
Douglas CountyNebraska$59.2B606,46073.1%75.0%
Sarpy CountyNebraska$10.5B208,30312.9%7.7%
Pottawattamie CountyIowa$4.8B92,9966.0%5.6%
Dodge CountyNebraska$2.4B38,0572.9%4.2%
Washington CountyNebraska$1.5B21,3021.8%1.4%
Cass CountyNebraska$836M27,6571.0%1.4%
Saunders CountyNebraska$814M23,7021.0%2.2%
Harrison CountyIowa$508M14,6230.6%1.1%
Mills CountyIowa$487M14,7930.6%1.4%

Recruiting in the Omaha-Fremont market

Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.

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Other markets in Iowa and Nebraska

All 293 markets and the 1,523 counties with a branch within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates, or the disclaimer for how this data should, and should not, be read.