Market Intelligence

Loudon County, TN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Loudon County, Tennessee, a core county of the Knoxville-Morristown-Sevierville, TN market, holds $1.0B in deposits across 6 insured institutions and 9 branches. United Community Bank is the largest deposit holder at 43.4% share. The top three banks hold 84% of deposits, which places the county in the Concentrated band. Deposits have grown 24.8% since 2020 while the branch count fell by 25.0%. It produces $2.3B of output, ranking #868 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.3B
#868 of 1,523
Population
63,764
#813 of 1,523
GDP per Capita
$36,827
#1,005 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$1.0B
#931 of 1,523
Deposits per Capita
$15,926
#1,143 of 1,523
Deposits per Branch
$113M
#436 of 1,523
Competitive structure
Insured Institutions
6
#1,092 of 1,523
Branches per 100k Pop.
14.1
#1,335 of 1,523
Median Deposits per Institution
$126M
The median deposits booked by a single institution in the county. #673 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
71.1%
of county deposits held by banks with $100M to $100B in assets. #782 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
84%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+24.8% over 5 years
$814M
2020
$1.0B
2021
$1.0B
2022
$1.0B
2023
$1.0B
2024
$1.0B
2025

Branches: 12 in 2020 to 9 in 2025. Institutions: 8 to 6. Top-three share: 82% to 84%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
United Community Bank$441M43.4%3+25%
Truist Bank$232M22.8%2+8%
SouthEast Bank$181M17.8%1+84%
Citizens Bank$71M7.0%1+51%
Regions Bank$62M6.1%1+33%
Peoples Bank of East Tennessee$28M2.8%1+135%

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Knoxville-Morristown-Sevierville market

Loudon County is one of 13 counties that make up the Knoxville-Morristown-Sevierville, TN market, a Combined Statistical Area (ranked #59 of 293 U.S. markets by economic output). It produces 3.5% of the market’s output and holds 3.0% of its deposits.

MeasureLoudon CountyShare of parent market
2024 GDP$2.3B3.5%
Deposits$1.0B3.0%
Population63,7645.2%

View the full Knoxville-Morristown-Sevierville market profile →

Recruiting in Loudon County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Loudon County.

See how we help banks recruit commercial banking talent