Market Intelligence

Hamblen County, TN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Hamblen County, Tennessee, a core county of the Knoxville-Morristown-Sevierville, TN market, holds $1.4B in deposits across 9 insured institutions and 13 branches. First Horizon Bank is the largest deposit holder at 29.6% share. The top three institutions hold 69.0% of deposits, which places the county in the concentrated band. Deposits have grown 28.7% since 2020. It produces $3.7B of output, ranking #701 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$3.7B
#701 of 1,523
Total Deposits
$1.4B
#803 of 1,523
Population
68,843
#776 of 1,523
GDP per Capita
$53,983
#482 of 1,523
Insured Institutions
9
#770 of 1,523
Deposits per Branch
$104M
#534 of 1,523
Deposits per Capita
$19,681
#907 of 1,523
Branches per 100k Pop.
18.9
#1,081 of 1,523
Median Institution Size
$124M
Median deposits of the institutions operating in the county. #701 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
41.1%
of market deposits held by banks with $100M to $50B in assets. #1,101 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
69.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+28.7% over 5 years
$1.1B
2020
$1.2B
2021
$1.3B
2022
$1.4B
2023
$1.4B
2024
$1.4B
2025

Branches: 13 in 2020 to 13 in 2025. Institutions: 9 to 9. Top-three share: 70.3% to 69.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
First Horizon Bank$400M29.6%2+19%
HomeTrust Bank$307M22.7%2+46%
Truist Bank$226M16.7%2+17%
Regions Bank$146M10.8%1+15%
Andrew Johnson Bank$124M9.2%1+47%
Commercial Bank$53M3.9%2+1%
Citizens National Bank$47M3.5%1+119%
First Peoples Bank of Tennessee$25M1.9%1+30%
U.S. Bank National Association$25M1.9%1+198%

The 9 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Knoxville-Morristown-Sevierville market

Hamblen County is one of 13 counties that make up the Knoxville-Morristown-Sevierville, TN market, a Combined Statistical Area (ranked #59 of 293 U.S. markets by economic output). It produces 5.5% of the market’s output and holds 4.0% of its deposits.

MeasureHamblen CountyShare of Knoxville-Morristown-Sevierville market
2024 GDP$3.7B5.5%
Deposits$1.4B4.0%
Population68,8435.6%

View the full Knoxville-Morristown-Sevierville market profile →

Recruiting in Hamblen County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Hamblen County, on a retained basis.

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